Vitals
  • Total Assets
    254.3M -4.5 %
  • Total Deposits
    190.9M -8.2 %
  • Total Net Loans
    182.9M -2.7 %
  • Net Income
    979000.0000 -43.9 %
  • Book Value
    34.9M 0.0 %
  • Book Value x2
    69.8M 0.0 %
  • Book Value x3
    104.7M 0.0 %
ROAA

.377

ROAE

2.776

Efficiency Ratio

87.792

Net Interest Margin

4.482

Balance Sheet Highlights
Financial Highlights Heritage Community Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 254,329 290,144
Total Net Loans 182,872 190,120
Total Deposits 190,859 223,705
Total Equity 34,902 28,845
Profitability
Net Income 979 15,104
Return on Average Assets .377 1.042
Return on Average Equity 2.776 10.199
Net Interest Margin 4.482 3.966
Efficiency Ratio 87.792 65.999
Noninterest Income/Revenue 24.77 17.796
Balance Sheet Ratios
Loan-to-Deposit 95.815 81.871
Securities/Assets .127 .399
Total Equity/Total Assets .137 .099
Tangible Equity/Tangible Assets .108 -.134
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 27,724 26,204
Tier 2 Capital 2,281 2,249
Total Capital 30,005 28,478
Total Risk Weighted Assets 181,143 201,287
Leverage Ratio 11.04 9.696
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.31 14.734
Total Capital Ratio 16.56 15.89

Timeline for Heritage Community Bank

First Financial Bank, National Association

Heritage Community Bank was acquired by First Financial Bank, National Association 19 years

View Profile Mar 19 2005

Heritage Community Bank

Heritage Community Bank became a new parent organization for Heritage Community Bank.

View Profile Jul 31 2002

Heritage Community Bank

Heritage Community Bank became a new subsidiary organization for Heritage Community Bank.

View Profile Jul 31 2002

Farmers State Bank

Acquisition: Heritage Community Bank acquired a new subsidiary, Farmers State Bank, 22 years

View Profile Nov 09 2001

Vevay Deposit Bank

Acquisition: Heritage Community Bank acquired a new subsidiary, Vevay Deposit Bank, 22 years

View Profile Nov 09 2001

Want to see more?

Complete timeline for Heritage Community Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 8,352,722 Pooling of Interests Discontinued 3/19/2005
Farmers State Bank Seller 57,890 Pooling of Interests Discontinued 11/9/2001
Vevay Deposit Bank Seller 58,161 Pooling of Interests Discontinued 11/9/2001
Union Bank And Trust Company Seller 132,438 Pooling of Interests Discontinued 11/9/2001
Relationships Role Relationship Start Relationship End
First Financial Bancorp Parent 7/16/1995 3/18/2005
Heritage Community Bank Parent 7/31/2002 12/31/2004
Heritage Community Bank Subsidary 7/31/2002 12/31/2004
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