Tier 1 Capital Over Time
Tier 1 Capital Heritage Community Bank All Insured Commercial Banks in Indiana
12-31-2004 27,724,000 26,203,685
09-30-2004 28,209,000 25,675,087
06-30-2004 30,801,000 23,785,654
03-31-2004 30,325,000 23,497,626
12-31-2003 29,396,000 23,974,752
09-30-2003 28,864,000 24,461,187
06-30-2003 29,245,000 24,136,284
03-31-2003 29,712,000 23,700,852
12-31-2002 29,811,000 23,198,000