Heritage Community Bank
Columbus, IN — Domestic Branch of a Domestic Bank
Acquired Mar 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Heritage Community Bank | All Insured Commercial Banks in Indiana |
Interest and Fees on Loans | 12,572 | 11,728 |
Income from Lease Financing Receivables | 13 | 3,003 |
125 | 314 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 60 | 166 |
Income on Loans and Leases (TE) | 12,645 | 11,917 |
Investment Interest Income (TE) | 1,564 | 3,462 |
Total Interest Income (TE) | 14,469 | 14,817 |
Total Interest Expense | 3,868 | 4,660 |
Net Interest Income (TE) | 10,601 | 10,162 |
Non-Interest Income | 4,764 | 3,208 |
Adjusted Operating Income (TE) | 15,365 | 13,142 |
Non-interest Expense | 13,489 | 8,168 |
Provision for Loan & Lease Losses | 498 | 1,443 |
Pretax Operating Income (TE) | 1,378 | 23,841 |
Pretax Net Operating Income (TE) | 1,378 | 23,831 |
Applicable Income Taxes | 286 | 9,092 |
Net Operating Income | 979 | 15,104 |
Net Income | 979 | 15,104 |
Cash Dividends Declared | 400 | 20,342 |
Retained Earnings | 579 | 1,964 |