Vitals
  • Total Assets
    264.7M 13.7 %
  • Total Deposits
    216.1M 16.8 %
  • Total Net Loans
    205.7M 13.9 %
  • Net Income
    2.4M 10.0 %
  • Book Value
    27.5M 2.4 %
  • Book Value x2
    55.0M 2.4 %
  • Book Value x3
    82.6M 2.4 %
ROAA

.951

ROAE

8.816

Efficiency Ratio

62.697

Net Interest Margin

5.046

Balance Sheet Highlights
Financial Highlights The Farmers & Merchants Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 264,692 272,940
Total Net Loans 205,724 188,306
Total Deposits 216,097 228,985
Total Equity 27,521 30,879
Profitability
Net Income 2,381 3,013
Return on Average Assets .951 1.04
Return on Average Equity 8.816 8.894
Net Interest Margin 5.046 3.727
Efficiency Ratio 62.697 64.939
Noninterest Income/Revenue 7.486 14.969
Balance Sheet Ratios
Loan-to-Deposit 95.2 81.441
Securities/Assets .151 .167
Total Equity/Total Assets .104 .113
Tangible Equity/Tangible Assets .102 .11
Capital Adequacy
Tier 1 Common Capital 27,528 29,936
Tier 1 Capital 27,528 29,937
Tier 2 Capital 2,419 2,305
Total Capital 29,947 32,273
Total Risk Weighted Assets 197,854 202,263
Leverage Ratio 10.66 11.31
Common Equity Tier 1 Capital Ratio 13.91 15.769
Tier 1 Capital Ratio 13.91 15.771
Total Capital Ratio 15.14 16.923

Timeline for The Farmers & Merchants Bank

Kujawa Family Holdings, Inc.

Kujawa Family Holdings, Inc. became a new parent organization for The Farmers & Merchants Bank.

View Profile Jul 21 2006

Berlin Investments, Inc.

Berlin Investments, Inc. became a new subsidiary organization for The Farmers & Merchants Bank.

View Profile Dec 23 1999

The Farmers & Merchants Bank

The Farmers & Merchants Bank was established 83 years ago and is currently headquartered in Berlin, WI.

Dec 02 1940
Relationships Role Relationship Start Relationship End
Kujawa Family Holdings, Inc. Parent 7/21/2006
Berlin Investments, Inc. Subsidary 6/30/2007
Berlin Investments, Inc. Subsidary 12/23/1999 6/29/2007
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