Total Capital Ratio Over Time
Total Capital Ratio Heritage Community Bank All Insured Commercial Banks in Indiana
12-31-2004 16.56 15.89
09-30-2004 16.6 15.706
06-30-2004 18.03 15.562
03-31-2004 17.45 15.894
12-31-2003 17.19 15.738
09-30-2003 14.84 15.845
06-30-2003 14.41 15.814
03-31-2003 14.33 16.082
12-31-2002 14.33 15.548