Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Heritage Community Bank All Insured Commercial Banks in Indiana
12-31-2004 15.31 14.734
09-30-2004 15.34 14.55
06-30-2004 16.78 14.401
03-31-2004 16.19 14.72
12-31-2003 15.93 14.543
09-30-2003 13.58 14.629
06-30-2003 13.16 14.599
03-31-2003 13.08 14.865
12-31-2002 13.07 14.348