Vitals
  • Total Assets
    245.4M 0.6 %
  • Total Deposits
    222.3M -0.2 %
  • Total Net Loans
    212.8M 3.5 %
  • Net Income
    3.7M -2.8 %
  • Book Value
    21.8M 5.4 %
  • Book Value x2
    43.6M 5.4 %
  • Book Value x3
    65.5M 5.4 %
ROAA

1.554

ROAE

17.586

Efficiency Ratio

64.246

Net Interest Margin

4.832

Balance Sheet Highlights
Financial Highlights Bank Of Western Oklahoma All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 245,381 202,868
Total Net Loans 212,809 137,756
Total Deposits 222,316 172,449
Total Equity 21,819 21,595
Profitability
Net Income 3,730 2,672
Return on Average Assets 1.554 1.261
Return on Average Equity 17.586 11.655
Net Interest Margin 4.832 4.163
Efficiency Ratio 64.246 67.201
Noninterest Income/Revenue 7.461 16.695
Balance Sheet Ratios
Loan-to-Deposit 95.724 75.305
Securities/Assets .041 .172
Total Equity/Total Assets .089 .106
Tangible Equity/Tangible Assets .079 .104
Capital Adequacy
Tier 1 Common Capital 19,378 21,413
Tier 1 Capital 19,378 21,413
Tier 2 Capital 1,608 1,666
Total Capital 20,986 23,103
Total Risk Weighted Assets 198,485 150,667
Leverage Ratio 8.08 10.837
Common Equity Tier 1 Capital Ratio 9.76 15.74
Tier 1 Capital Ratio 9.76 15.742
Total Capital Ratio 10.57 16.809

Timeline for Bank Of Western Oklahoma

Red River Federal Savings And Loan Association, F.A.

Acquisition: Bank Of Western Oklahoma acquired a new subsidiary, Red River Federal Savings And Loan Association, F.A., 32 years

View Profile Mar 28 1992

Western Oklahoma Bancshares, Inc.

Western Oklahoma Bancshares, Inc. became a new parent organization for Bank Of Western Oklahoma.

View Profile Feb 18 1982

Bank Of Western Oklahoma

Bank Of Western Oklahoma was established 116 years ago and is currently headquartered in Elk City, OK.

Apr 01 1908
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Red River Federal Savings And Loan Association, F.A. Seller 321,234 Failure 3/28/1992
Relationships Role Relationship Start Relationship End
Western Oklahoma Bancshares, Inc. Parent 12/31/1994
Western Oklahoma Bancshares, Inc. Parent 12/31/1983 12/30/1994
Western Oklahoma Bancshares, Inc. Parent 12/31/1982 12/30/1983
Western Oklahoma Bancshares, Inc. Parent 2/18/1982 12/30/1982
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