Vitals
  • Total Assets
    232.6M 3.2 %
  • Total Deposits
    201.0M 5.6 %
  • Total Net Loans
    178.8M 3.9 %
  • Net Income
    3.0M 10.9 %
  • Book Value
    21.1M -3.0 %
  • Book Value x2
    42.2M -3.0 %
  • Book Value x3
    63.3M -3.0 %
ROAA

1.301

ROAE

13.771

Efficiency Ratio

73.542

Net Interest Margin

4.881

Balance Sheet Highlights
Financial Highlights The Community State Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 232,556 202,868
Total Net Loans 178,765 137,756
Total Deposits 201,048 172,449
Total Equity 21,116 21,595
Profitability
Net Income 3,045 2,672
Return on Average Assets 1.301 1.261
Return on Average Equity 13.771 11.655
Net Interest Margin 4.881 4.163
Efficiency Ratio 73.542 67.201
Noninterest Income/Revenue 16.278 16.695
Balance Sheet Ratios
Loan-to-Deposit 88.917 75.305
Securities/Assets .143 .172
Total Equity/Total Assets .091 .106
Tangible Equity/Tangible Assets .088 .104
Capital Adequacy
Tier 1 Common Capital 22,095 21,413
Tier 1 Capital 22,095 21,413
Tier 2 Capital 2,060 1,666
Total Capital 24,155 23,103
Total Risk Weighted Assets 173,802 150,667
Leverage Ratio 9.41 10.837
Common Equity Tier 1 Capital Ratio 12.71 15.74
Tier 1 Capital Ratio 12.71 15.742
Total Capital Ratio 13.9 16.809

Timeline for The Community State Bank

Community Partners Mortgage, Co.

Community Partners Mortgage, Co. became a new subsidiary organization for The Community State Bank.

View Profile Apr 13 2005

The First State Bank

Acquisition: The Community State Bank acquired a new subsidiary, The First State Bank, 23 years

View Profile Jul 14 2000

Poteau Bancshares, Inc.

Poteau Bancshares, Inc. became a new parent organization for The Community State Bank.

View Profile Jun 12 1997

First Poteau Corporation

First Poteau Corporation became a new parent organization for The Community State Bank.

View Profile Oct 15 1980

The Community State Bank

The Community State Bank was established 53 years ago and is currently headquartered in Poteau, OK.

Oct 19 1970
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First State Bank Seller 8,754 Acquisition Discontinued 7/14/2000
Relationships Role Relationship Start Relationship End
First Poteau Corporation Parent 12/31/1999
First Poteau Corporation Parent 12/31/1992 12/30/1999
Poteau Bancshares, Inc. Parent 6/12/1997 12/30/1999
First Poteau Corporation Parent 12/31/1991 12/30/1992
First Poteau Corporation Parent 10/15/1980 12/30/1991
Community Partners Mortgage, Co. Subsidary 4/13/2005 4/28/2006
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