Vitals
  • Total Assets
    246.0M 3.3 %
  • Total Deposits
    211.6M 3.5 %
  • Total Net Loans
    112.0M 2.1 %
  • Net Income
    3.2M 2.8 %
  • Book Value
    34.0M 1.8 %
  • Book Value x2
    68.0M 1.8 %
  • Book Value x3
    102.0M 1.8 %
ROAA

1.316

ROAE

9.183

Efficiency Ratio

42.971

Net Interest Margin

3.158

Balance Sheet Highlights
Financial Highlights The First Trust And Savings Bank Of Watseka, Illinois All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 245,980 290,894
Total Net Loans 112,019 191,278
Total Deposits 211,592 246,407
Total Equity 33,999 31,125
Profitability
Net Income 3,155 2,670
Return on Average Assets 1.316 .919
Return on Average Equity 9.183 8.247
Net Interest Margin 3.158 3.499
Efficiency Ratio 42.971 67.9
Noninterest Income/Revenue 11.33 16.598
Balance Sheet Ratios
Loan-to-Deposit 52.941 72.669
Securities/Assets .365 .191
Total Equity/Total Assets .138 .107
Tangible Equity/Tangible Assets .138 .103
Capital Adequacy
Tier 1 Common Capital 34,786 29,670
Tier 1 Capital 34,786 29,720
Tier 2 Capital 1,714 2,112
Total Capital 36,500 31,905
Total Risk Weighted Assets 137,094 212,461
Leverage Ratio 14.12 10.62
Common Equity Tier 1 Capital Ratio 25.37 16.313
Tier 1 Capital Ratio 25.37 16.329
Total Capital Ratio 26.62 17.341

Timeline for The First Trust And Savings Bank Of Watseka, Illinois

The First National Bank Of Clifton

Acquisition: The First Trust And Savings Bank Of Watseka, Illinois acquired a new subsidiary, The First National Bank Of Clifton, 19 years

View Profile Dec 30 2004

First Trust Holdings Financial Services, Inc., The

First Trust Holdings Financial Services, Inc., The became a new subsidiary organization for The First Trust And Savings Bank Of Watseka, Illinois.

View Profile Dec 30 2004

First Trust Holdings, Inc., The

First Trust Holdings, Inc., The became a new parent organization for The First Trust And Savings Bank Of Watseka, Illinois.

View Profile Oct 01 1994

The First Trust And Savings Bank Of Watseka, Illinois

The First Trust And Savings Bank Of Watseka, Illinois was established 114 years ago and is currently headquartered in Watseka, IL.

Jun 28 1909
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Clifton Seller 26,792 Pooling of Interests Discontinued 12/30/2004
Relationships Role Relationship Start Relationship End
First Trust Holdings, Inc., The Parent 10/1/1994
First Trust Holdings Financial Services, Inc., The Subsidary 6/30/2007 1/1/2012
First Trust Holdings Financial Services, Inc., The Subsidary 12/30/2004 6/29/2007
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