Vitals
  • Total Assets
    26.8M -3.5 %
  • Total Deposits
    23.8M -4.4 %
  • Total Net Loans
    13.8M 0.6 %
  • Net Income
    215000.0000 26.5 %
  • Book Value
    3.0M 5.4 %
  • Book Value x2
    6.0M 5.4 %
  • Book Value x3
    9.0M 5.4 %
ROAA

1.025

ROAE

9.715

Efficiency Ratio

61.579

Net Interest Margin

3.464

Balance Sheet Highlights
Financial Highlights The First National Bank Of Clifton All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 26,792 166,073
Total Net Loans 13,760 109,026
Total Deposits 23,753 139,484
Total Equity 2,999 15,888
Profitability
Net Income 215 2,269
Return on Average Assets 1.025 1.154
Return on Average Equity 9.715 11.845
Net Interest Margin 3.464 3.831
Efficiency Ratio 61.579 62.952
Noninterest Income/Revenue 21.536 12.475
Balance Sheet Ratios
Loan-to-Deposit 57.93 72.726
Securities/Assets .395 1.046
Total Equity/Total Assets .112 .096
Tangible Equity/Tangible Assets .112 -.928
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,005 14,834
Tier 2 Capital 196 1,362
Total Capital 3,201 16,284
Total Risk Weighted Assets 15,656 119,272
Leverage Ratio 10.71 9.804
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.19 15.017
Total Capital Ratio 20.45 16.129

Timeline for The First National Bank Of Clifton

The First Trust And Savings Bank Of Watseka, Illinois

The First National Bank Of Clifton was acquired by The First Trust And Savings Bank Of Watseka, Illinois 19 years

View Profile Dec 30 2004

First Trust Holdings Financial Services, Inc., The

First Trust Holdings Financial Services, Inc., The became a new subsidiary organization for The First National Bank Of Clifton.

View Profile Jul 01 1995

First Trust Holdings, Inc., The

First Trust Holdings, Inc., The became a new parent organization for The First National Bank Of Clifton.

View Profile Oct 01 1994

The First National Bank Of Clifton

The First National Bank Of Clifton was established 121 years ago and is currently headquartered in Clifton, IL.

Jun 24 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First Trust And Savings Bank Of Watseka, Illinois Buyer 241,521 Pooling of Interests Discontinued 12/30/2004
Relationships Role Relationship Start Relationship End
First Trust Holdings, Inc., The Parent 10/1/1994 12/29/2004
First Trust Holdings Financial Services, Inc., The Subsidary 7/1/1995 12/29/2004
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