The Citizens National Bank Of Hammond Financial Statements & Health Reports

Active

Vitals

ROAA

.356

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	The Citizens National Bank Of Hammond	All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets	22,687	1,637,033
Total Net Loans	12,516	1,047,955
Total Deposits	20,762	1,296,950
Total Equity	1,895	187,165
Profitability
Net Income	80	13,254
Return on Average Assets	.356	.773
Return on Average Equity	4.058	7.506
Net Interest Margin	3.72	3.19
Efficiency Ratio	87.455	65.064
Noninterest Income/Revenue	4.447	18.239
Balance Sheet Ratios
Loan-to-Deposit	60.283	73.986
Securities/Assets	.34	.167
Total Equity/Total Assets	.084	.114
Tangible Equity/Tangible Assets	.084	.109
Capital Adequacy
Tier 1 Common Capital	1,920	154,500
Tier 1 Capital	1,920	155,066
Tier 2 Capital	85	9,750
Total Capital	2,005	168,084
Total Risk Weighted Assets	8,965	1,138,832
Leverage Ratio	8.27	10.188
Common Equity Tier 1 Capital Ratio	21.42	16.458
Tier 1 Capital Ratio	21.42	16.551
Total Capital Ratio	22.36	17.647

The Citizens National Bank Of Hammond was established 111 years ago and is currently headquartered in Hammond, NY.

Jan 01 1913

Relationships	Role	Relationship Start	Relationship End

Similar Organizations

Organization	City	State	Total Assets
The First National Bank Of Assumption	Assumption	IL	23.1M
The First National Bank Of Lipan	Lipan	TX	22.2M
The First National Bank Of Frederick	Frederick	SD	21.7M
St. Martin National Bank	Saint Martin	MN	21.6M
The Marion National Bank	Marion	KS	21.8M
The First National Bank Of Lilly	Lilly	PA	21.4M
The First National Bank Of Fleming	Fleming	CO	23.5M
First Citizens Bank Of Polson, National Association	Polson	MT	21.1M
First National Bank In Tigerton	Tigerton	WI	21.4M
The First National Bank Of Proctor	Proctor	MN	24.2M