Vitals
  • Total Assets
    31.1M 0.4 %
  • Total Deposits
    27.8M 1.0 %
  • Total Net Loans
    19.3M 2.2 %
  • Net Income
    80000.0000 -36.5 %
  • Book Value
    2.5M -1.6 %
  • Book Value x2
    4.9M -1.6 %
  • Book Value x3
    7.4M -1.6 %
ROAA

.263

ROAE

3.135

Efficiency Ratio

91.246

Net Interest Margin

4.325

Balance Sheet Highlights
Financial Highlights The First National Bank At St. James All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 31,074 147,703
Total Net Loans 19,329 97,223
Total Deposits 27,830 126,600
Total Equity 2,464 15,565
Profitability
Net Income 80 1,683
Return on Average Assets .263 1.08
Return on Average Equity 3.135 9.905
Net Interest Margin 4.325 3.845
Efficiency Ratio 91.246 68.21
Noninterest Income/Revenue 12.756 13.68
Balance Sheet Ratios
Loan-to-Deposit 69.454 75.205
Securities/Assets .157 .174
Total Equity/Total Assets .079 .105
Tangible Equity/Tangible Assets .079 .103
Capital Adequacy
Tier 1 Common Capital 2,456 15,225
Tier 1 Capital 2,456 15,232
Tier 2 Capital 232 1,135
Total Capital 2,688 16,386
Total Risk Weighted Assets 19,985 105,251
Leverage Ratio 8 10.475
Common Equity Tier 1 Capital Ratio 12.29 15.3
Tier 1 Capital Ratio 12.29 15.308
Total Capital Ratio 13.45 16.398

Timeline for The First National Bank At St. James

First National Agency At Saint James, Inc.

First National Agency At Saint James, Inc. became a new parent organization for The First National Bank At St. James.

View Profile Feb 26 1987

The First National Bank At St. James

The First National Bank At St. James was established 89 years ago and is currently headquartered in Saint James, MN.

Oct 31 1934
Relationships Role Relationship Start Relationship End
First National Agency At Saint James, Inc. Parent 10/2/2003
First National Agency At Saint James, Inc. Parent 3/20/1997 10/1/2003
First National Agency At Saint James, Inc. Parent 2/26/1987 3/19/1997
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