Vitals
  • Total Assets
    229.3M 5.3 %
  • Total Deposits
    193.6M 4.4 %
  • Total Net Loans
    188.7M 6.9 %
  • Net Income
    2.8M 23.6 %
  • Book Value
    23.3M 6.7 %
  • Book Value x2
    46.6M 6.7 %
  • Book Value x3
    69.9M 6.7 %
ROAA

1.229

ROAE

12.206

Efficiency Ratio

55.566

Net Interest Margin

4.191

Balance Sheet Highlights
Financial Highlights Community State Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 229,316 606,548
Total Net Loans 188,744 409,621
Total Deposits 193,642 497,111
Total Equity 23,307 63,292
Profitability
Net Income 2,773 6,062
Return on Average Assets 1.229 .965
Return on Average Equity 12.206 9.027
Net Interest Margin 4.191 3.682
Efficiency Ratio 55.566 66.445
Noninterest Income/Revenue 11.952 20.436
Balance Sheet Ratios
Loan-to-Deposit 97.471 79.497
Securities/Assets .108 .184
Total Equity/Total Assets .102 .104
Tangible Equity/Tangible Assets .102 .098
Capital Adequacy
Tier 1 Common Capital 23,583 60,326
Tier 1 Capital 23,583 60,328
Tier 2 Capital 2,084 4,282
Total Capital 25,667 64,608
Total Risk Weighted Assets 166,075 442,958
Leverage Ratio 10.27 10.395
Common Equity Tier 1 Capital Ratio 14.2 15.27
Tier 1 Capital Ratio 14.2 15.27
Total Capital Ratio 15.46 16.399

Timeline for Community State Bank

Community State Holdings, Inc.

Community State Holdings, Inc. became a new subsidiary organization for Community State Bank.

View Profile Jun 07 2004

Community Financial Corp.

Community Financial Corp. became a new parent organization for Community State Bank.

View Profile Jul 01 1986

Community State Bank

Community State Bank was established 93 years ago and is currently headquartered in Avilla, IN.

Feb 19 1931
Relationships Role Relationship Start Relationship End
Community Financial Corp. Parent 7/1/1986
Community State Holdings, Inc. Subsidary 6/30/2007
Community State Holdings, Inc. Subsidary 6/7/2004 6/29/2007
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