Heritage Community Bank
Columbus, IN — Domestic Branch of a Domestic Bank
Acquired Mar 2005
Net Interest Margin Over Time
| Net Interest Margin | Heritage Community Bank | All Insured Commercial Banks in Indiana |
| 12-31-2004 | 4.482 | 3.966 |
| 09-30-2004 | 4.48 | 3.97 |
| 06-30-2004 | 4.498 | 3.933 |
| 03-31-2004 | 4.523 | 3.923 |
| 12-31-2003 | 4.559 | 4.016 |
| 09-30-2003 | 4.575 | 4.016 |
| 06-30-2003 | 4.648 | 4.034 |
| 03-31-2003 | 4.724 | 4.061 |
| 12-31-2002 | 5.113 | 4.221 |