Vitals
  • Total Assets
    8.4B 3.6 %
  • Total Deposits
    6.6B 4.8 %
  • Total Net Loans
    5.7B 6.7 %
  • Net Income
    97.7M 18.0 %
  • Book Value
    908.5M 12.6 %
  • Book Value x2
    1.8B 12.6 %
  • Book Value x3
    2.7B 12.6 %
ROAA

1.186

ROAE

11.126

Efficiency Ratio

54.656

Net Interest Margin

3.773

Balance Sheet Highlights
Financial Highlights First Financial Bank, National Association All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 8,422,140 361,398
Total Net Loans 5,712,656 246,196
Total Deposits 6,585,067 299,385
Total Equity 908,561 40,120
Profitability
Net Income 97,728 3,580
Return on Average Assets 1.186 .879
Return on Average Equity 11.126 7.888
Net Interest Margin 3.773 3.69
Efficiency Ratio 54.656 68.453
Noninterest Income/Revenue 18.006 19.831
Balance Sheet Ratios
Loan-to-Deposit 86.752 76.786
Securities/Assets .214 .197
Total Equity/Total Assets .108 .111
Tangible Equity/Tangible Assets .083 .102
Capital Adequacy
Tier 1 Common Capital 747,151 37,120
Tier 1 Capital 747,255 37,403
Tier 2 Capital 66,178 2,742
Total Capital 813,433 40,139
Total Risk Weighted Assets 6,712,943 260,858
Leverage Ratio 9.13 10.639
Common Equity Tier 1 Capital Ratio 11.13 16.715
Tier 1 Capital Ratio 11.13 16.742
Total Capital Ratio 12.12 17.824

Timeline for First Financial Bank, National Association

First Franchise Capital Corporation

First Franchise Capital Corporation became a new subsidiary organization for First Financial Bank, National Association.

View Profile Dec 31 2015

Oak Street Holdings Corporation

Oak Street Holdings Corporation became a new subsidiary organization for First Financial Bank, National Association.

View Profile Aug 14 2015

The Guernsey Bank

Acquisition: First Financial Bank, National Association acquired a new subsidiary, The Guernsey Bank, 9 years

View Profile Aug 22 2014

Insight Bank

Acquisition: First Financial Bank, National Association acquired a new subsidiary, Insight Bank, 9 years

View Profile Aug 08 2014

The First Bexley Bank

Acquisition: First Financial Bank, National Association acquired a new subsidiary, The First Bexley Bank, 9 years

View Profile Aug 08 2014

Want to see more?

Complete timeline for First Financial Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Guernsey Bank Seller 120,802 Acquisition Discontinued 8/22/2014
Insight Bank Seller 249,555 Acquisition Discontinued 8/8/2014
The First Bexley Bank Seller 330,414 Acquisition Discontinued 8/8/2014
Irwin Union Bank, F.S.B. Seller 518,151 Failure 9/19/2009
Irwin Union Bank And Trust Company Seller 2,839,747 Failure 9/19/2009
Peoples Community Bank Seller 606,153 Failure 8/1/2009
First Financial Bancorp Service Corp. Seller Pooling of Interests Discontinued 9/16/2005
Sand Ridge Bank Seller 901,759 Pooling of Interests Discontinued 8/20/2005
Community First Bank & Trust Seller 928,548 Pooling of Interests Discontinued 8/20/2005
Heritage Community Bank Seller 254,329 Pooling of Interests Discontinued 3/19/2005
Hebron Deposit Bank Seller 101,634 Pooling of Interests Discontinued 7/19/2002
Home Federal Bank, A Federal Savings Bank Seller 329,923 Pooling of Interests Discontinued 7/21/2000
The Peoples Banking Company Of Lewisburg Seller 17,871 Discontinued 2/1/1984
First National Bank In Camden Seller 14,980 Discontinued 12/31/1982
First National Bank Of Middletown Seller 153,056 Discontinued 7/1/1980
Oxford National Bank, The Seller Discontinued 10/23/1961
Relationships Role Relationship Start Relationship End
First Financial Bancorp Parent 4/29/1983
Irwin Union Realty Corporation Subsidary 9/19/2009
Irwin Home Equity Corporation Subsidary 9/19/2009
First Financial Insurance Holding Company Subsidary 6/30/2007
First Financial Collateral, Inc. Subsidary 7/31/2009
First Franchise Capital Corporation Subsidary 12/31/2015
First Financial Securities Group, Inc. Subsidary 6/3/2013
First Financial Equipment Finance, Llc Subsidary 5/28/2010
Oak Street Holdings Corporation Subsidary 8/14/2015
Irwin Commercial Finance Corporation Subsidary 9/19/2009 12/30/2015
Nzg, Llc Subsidary 8/20/2005 12/31/2014
Nxg, Llc Subsidary 8/20/2005 12/31/2014
Fswo Subsidiary Llc Subsidary 12/29/2000 12/31/2014
First Financial Insurance Indiana, Inc. Subsidary 9/19/2009 11/6/2013
Irwin Mortgage Corporation Subsidary 9/19/2009 6/28/2013
Irwin Union Advisory Services, Inc. Subsidary 9/19/2009 9/12/2011
Irwin Union Securities, Inc. Subsidary 9/19/2009 8/6/2010
Royal Pines Limited Subsidary 12/16/1994 7/19/2007
First Financial Insurance Holding Company Subsidary 8/20/2005 6/29/2007
First Southwestern Asset Holding Subsidary 10/19/2001 7/15/2003
First Finance Mortgage Company Of Southwestern Ohio, Inc. Subsidary 7/1/2001 12/30/2002
Hamilton National Corporation Subsidary 4/29/1983 8/31/2001
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