Leverage Ratio Over Time
Leverage Ratio Heritage Community Bank All Insured Commercial Banks in Indiana
12-31-2004 11.04 9.696
09-30-2004 11.35 9.754
06-30-2004 12.1 9.629
03-31-2004 11.72 9.714
12-31-2003 10.13 9.622
09-30-2003 9.45 9.683
06-30-2003 9.32 9.649
03-31-2003 9.42 9.73
12-31-2002 9.5 9.469