Vitals
  • Total Assets
    8.3B 0.4 %
  • Total Deposits
    7.4B 2.3 %
  • Total Net Loans
    4.7B 4.3 %
  • Net Income
    12.7M -75.5 %
  • Book Value
    702.3M -20.6 %
  • Book Value x2
    1.4B -20.6 %
  • Book Value x3
    2.1B -20.6 %
ROAA

.602

ROAE

6.082

Efficiency Ratio

70.927

Net Interest Margin

3.047

Balance Sheet Highlights
Financial Highlights First Citizens Bank And Trust Company, Inc. All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 8,346,821 397,371
Total Net Loans 4,664,462 245,089
Total Deposits 7,361,825 333,730
Total Equity 702,262 38,329
Profitability
Net Income 12,719 2,818
Return on Average Assets .602 .725
Return on Average Equity 6.082 6.974
Net Interest Margin 3.047 3.778
Efficiency Ratio 70.927 77.948
Noninterest Income/Revenue 36.447 18.404
Balance Sheet Ratios
Loan-to-Deposit 63.36 73.806
Securities/Assets .199 .203
Total Equity/Total Assets .084 .096
Tangible Equity/Tangible Assets .071 .094
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 653,515 37,034
Tier 2 Capital 3,960 3,054
Total Capital 657,475 40,275
Total Risk Weighted Assets 4,324,509 270,732
Leverage Ratio 7.89 9.861
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.11 14.686
Total Capital Ratio 15.2 15.847

Timeline for First Citizens Bank And Trust Company, Inc.

First-Citizens Bank & Trust Company

First Citizens Bank And Trust Company, Inc. was acquired by First-Citizens Bank & Trust Company 9 years

View Profile Jan 01 2015

First Citizens Bancshares, Inc.

First Citizens Bancshares, Inc. became a new parent organization for First Citizens Bank And Trust Company, Inc..

View Profile Oct 01 2014

Wateree Life Insurance Company

Wateree Life Insurance Company became a new subsidiary organization for First Citizens Bank And Trust Company, Inc..

View Profile Mar 30 2012

The Exchange Bank Of South Carolina, Inc.

Acquisition: First Citizens Bank And Trust Company, Inc. acquired a new subsidiary, The Exchange Bank Of South Carolina, Inc., 12 years

View Profile Jul 23 2011

Atlantic Bank And Trust

Acquisition: First Citizens Bank And Trust Company, Inc. acquired a new subsidiary, Atlantic Bank And Trust, 12 years

View Profile Jun 04 2011

Want to see more?

Complete timeline for First Citizens Bank And Trust Company, Inc. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First-Citizens Bank & Trust Company Buyer 32,795,513 Pooling of Interests Discontinued 1/1/2015
The Exchange Bank Of South Carolina, Inc. Seller 125,987 Pooling of Interests Discontinued 7/23/2011
Atlantic Bank And Trust Seller 208,204 Failure 6/4/2011
Williamsburg First National Bank Seller 130,411 Failure 7/24/2010
Merchants And Farmers Bank Of Comer, Georgia Seller 163,331 Pooling of Interests Discontinued 10/17/2009
Georgian Bank Seller 2,230,230 Failure 9/26/2009
Community Resource Bank, National Association Seller 572,131 Acquisition Discontinued 11/1/2008
Community Bankshares, Inc. Seller Acquisition Discontinued 11/1/2008
Summit National Bank Seller 351,680 Acquisition Discontinued 7/1/2005
Summit Financial Corporation Seller Acquisition Discontinued 7/1/2005
People's Community Capital Corporation Seller Acquisition Discontinued 5/1/2005
People's Community Bank Of South Carolina Seller 129,911 Acquisition Discontinued 5/1/2005
Citizens Bank Seller 48,401 Acquisition Discontinued 11/20/2004
The Bank Of Toccoa Seller 120,116 Acquisition Discontinued 4/1/2003
First Bank And Trust Seller 122,981 Acquisition Discontinued 4/1/2003
First Banks, Inc. Seller Acquisition Discontinued 4/1/2003
Congaree Investor Services, Inc. Seller Pooling of Interests Discontinued 12/30/2000
First Citizens Mortgage Corporation Of South Carolina Seller Pooling of Interests Discontinued 10/26/1995
Summerville National Bank Seller 23,559 Acquisition Discontinued 9/22/1995
Cooper River Federal Savings Association Seller 61,009 Failure 6/4/1994
Seabank Federal Savings Bank Seller 32,648 Failure 12/20/1989
The Peoples Bank Seller 11,429 Discontinued 12/30/1986
The First National Bank Of Sharon Seller 12,369 Discontinued 7/1/1986
Bank Of Chesterfield Seller 17,536 Discontinued 5/1/1982
The Bank Of Trenton Seller 4,725 Discontinued 1/9/1980
First Piedmont Bank And Trust Company Seller 45,382 Discontinued 3/17/1977
First State National Bank Seller 10,163 Discontinued 9/3/1975
Peoples Bank & Trust Co. Seller Discontinued 6/1/1972
State Bank Of South Carolina Seller Discontinued 2/1/1971
National Bank Of Commerce Of Spartanburg Seller Discontinued 10/1/1970
First-Citizens Bank And Trust Company Seller Discontinued 4/15/1970
Relationships Role Relationship Start Relationship End
First Citizens Bancshares, Inc. Parent 10/1/2014 12/31/2014
First Citizens Bancorporation, Inc. Parent 3/4/1983 9/30/2014
Wateree Life Insurance Company Subsidary 3/30/2012 12/31/2014
Community Resource Mortgage, Inc. Subsidary 11/1/2008 12/31/2014
Scb Capital Trust I Subsidary 11/1/2008 12/31/2014
First Citizens Asset Management, Inc. Subsidary 6/30/2007 12/31/2014
First Citizens Securities Corporation Subsidary 6/30/2007 12/31/2014
Amd Group I Llc Subsidary 2/28/2011 12/31/2014
Wateree Enterprises, Inc. Subsidary 6/30/2007 3/30/2012
Wateree Enterprises, Inc. Subsidary 3/4/1983 6/29/2007
First Citizens Asset Management, Inc. Subsidary 11/1/2006 6/29/2007
First Citizens Securities Corporation Subsidary 11/1/2006 6/29/2007
Summit Investment Services, Inc. Subsidary 7/1/2005 4/26/2007
People's Financial Services, Inc. Subsidary 5/1/2005 4/26/2007
Daniel Island Hpr, Llc Subsidary 12/15/2003 4/30/2006
Congaree Investor Services, Inc. Subsidary 10/27/1998 12/29/2000
First Citizens Mortgage Corporation Of South Carolina Subsidary 3/4/1983 10/25/1995
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