Vitals
  • Total Assets
    7.9B 18.5 %
  • Total Deposits
    6.7B 25.9 %
  • Total Net Loans
    5.6B 1.9 %
  • Net Income
    11.5M -80.9 %
  • Book Value
    925.9M 6.8 %
  • Book Value x2
    1.9B 6.8 %
  • Book Value x3
    2.8B 6.8 %
ROAA

.156

ROAE

1.253

Efficiency Ratio

53.457

Net Interest Margin

3.705

Balance Sheet Highlights
Financial Highlights Opus Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 7,882,623 1,346,313
Total Net Loans 5,557,821 907,793
Total Deposits 6,687,435 1,084,972
Total Equity 925,935 169,778
Profitability
Net Income 11,454 12,577
Return on Average Assets .156 .955
Return on Average Equity 1.253 8.072
Net Interest Margin 3.705 3.784
Efficiency Ratio 53.457 64.937
Noninterest Income/Revenue 17.54 13.682
Balance Sheet Ratios
Loan-to-Deposit 83.108 83.983
Securities/Assets .085 .141
Total Equity/Total Assets .117 .126
Tangible Equity/Tangible Assets .069 .113
Capital Adequacy
Tier 1 Common Capital 561,840 147,337
Tier 1 Capital 561,840 147,552
Tier 2 Capital 212,946 11,893
Total Capital 774,786 160,236
Total Risk Weighted Assets 6,399,907 1,009,488
Leverage Ratio 7.54 11.256
Common Equity Tier 1 Capital Ratio 8.78 14.697
Tier 1 Capital Ratio 8.78 14.792
Total Capital Ratio 12.11 16.005

Timeline for Opus Bank

Fullerton Community Bank, Fsb

Acquisition: Opus Bank acquired a new subsidiary, Fullerton Community Bank, Fsb, 12 years

View Profile Oct 31 2011

Cascade Bank

Acquisition: Opus Bank acquired a new subsidiary, Cascade Bank, 12 years

View Profile Jun 30 2011

Bay Cities National Bank

Acquisition: Opus Bank acquired a new subsidiary, Bay Cities National Bank, 28 years

View Profile Dec 01 1995

Peninsula Banking Group, Inc.

Peninsula Banking Group, Inc. became a new parent organization for Opus Bank.

View Profile Nov 30 1995

Community First Financial Group, Inc.

Community First Financial Group, Inc. became a new parent organization for Opus Bank.

View Profile Dec 01 1994

Want to see more?

Complete timeline for Opus Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Fullerton Community Bank, Fsb Seller 636,336 Acquisition Discontinued 10/31/2011
Cascade Bank Seller 1,457,791 Acquisition Discontinued 6/30/2011
Bay Cities National Bank Seller 61,670 Acquisition Discontinued 12/1/1995
Palos Verdes National Bank Seller 45,633 Failure 5/21/1993
Relationships Role Relationship Start Relationship End
Peninsula Banking Group, Inc. Parent 11/30/1995 9/30/2010
Community First Financial Group, Inc. Parent 9/12/1995 11/29/1995
Community First Financial Group, Inc. Parent 12/1/1994 9/11/1995
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