Vitals
  • Total Assets
    8.1B 5.2 %
  • Total Deposits
    6.3B 6.6 %
  • Total Net Loans
    4.3B 9.5 %
  • Net Income
    104.2M 1.9 %
  • Book Value
    1.0B 7.0 %
  • Book Value x2
    2.0B 7.0 %
  • Book Value x3
    3.0B 7.0 %
ROAA

1.305

ROAE

10.511

Efficiency Ratio

43.888

Net Interest Margin

3.543

Balance Sheet Highlights
Financial Highlights Citizens Business Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 8,066,699 1,346,313
Total Net Loans 4,333,524 907,793
Total Deposits 6,327,427 1,084,972
Total Equity 1,005,161 169,778
Profitability
Net Income 104,192 12,577
Return on Average Assets 1.305 .955
Return on Average Equity 10.511 8.072
Net Interest Margin 3.543 3.784
Efficiency Ratio 43.888 64.937
Noninterest Income/Revenue 11.285 13.682
Balance Sheet Ratios
Loan-to-Deposit 68.488 83.983
Securities/Assets .394 .141
Total Equity/Total Assets .125 .126
Tangible Equity/Tangible Assets .113 .113
Capital Adequacy
Tier 1 Common Capital 904,236 147,337
Tier 1 Capital 904,236 147,552
Tier 2 Capital 67,445 11,893
Total Capital 971,681 160,236
Total Risk Weighted Assets 5,394,705 1,009,488
Leverage Ratio 11.36 11.256
Common Equity Tier 1 Capital Ratio 16.76 14.697
Tier 1 Capital Ratio 16.76 14.792
Total Capital Ratio 18.01 16.005

Timeline for Citizens Business Bank

County Commerce Bank

Acquisition: Citizens Business Bank acquired a new subsidiary, County Commerce Bank, 8 years

View Profile Mar 01 2016

American Security Bank

Acquisition: Citizens Business Bank acquired a new subsidiary, American Security Bank, 9 years

View Profile May 16 2014

San Joaquin Bank

Acquisition: Citizens Business Bank acquired a new subsidiary, San Joaquin Bank, 14 years

View Profile Oct 17 2009

Kern Island Company

Kern Island Company became a new subsidiary organization for Citizens Business Bank.

View Profile Oct 17 2009

Farmersville Village Grove Assoc.

Farmersville Village Grove Assoc. became a new subsidiary organization for Citizens Business Bank.

View Profile Oct 17 2009

Want to see more?

Complete timeline for Citizens Business Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
County Commerce Bank Seller 256,210 Acquisition Discontinued 3/1/2016
American Security Bank Seller 431,171 Acquisition Discontinued 5/16/2014
San Joaquin Bank Seller 766,359 Failure 10/17/2009
First Coastal Bank, National Association Seller 222,202 Acquisition Discontinued 6/23/2007
Golden West Enterprises, Inc. Seller Pooling of Interests Discontinued 3/31/2006
Granite State Bank Seller 108,987 Acquisition Discontinued 2/26/2005
Kaweah National Bank Seller 91,506 Acquisition Discontinued 9/20/2003
Western Security Finance Corporation Seller Acquisition Discontinued 6/29/2002
Western Security Acceptance Corporation Seller Acquisition Discontinued 6/29/2002
Western Security Bank, National Association Seller 156,447 Acquisition Discontinued 6/29/2002
Orange National Bank Seller 273,925 Pooling of Interests Discontinued 10/4/1999
Citizens Commercial Trust And Savings Bank Of Pasadena Seller 146,250 Acquisition Discontinued 3/30/1996
Pioneer Bank Seller 133,250 Failure 7/9/1994
Western Industrial National Bank Seller 45,490 Discontinued 6/25/1994
Mid City Bank, National Association Seller 105,734 Failure 10/22/1993
Fontana Branch Seller Discontinued 3/8/1993
Huntington Bank Seller 39,275 Discontinued 5/16/1987
Independent National Bank Seller 28,334 Failure 10/10/1986
Relationships Role Relationship Start Relationship End
Cvb Financial Corp. Parent 12/30/1981
Kern Island Company Subsidary 10/17/2009 10/17/2009
Farmersville Village Grove Assoc. Subsidary 10/17/2009 10/17/2009
Golden West Enterprises, Inc. Subsidary 7/1/2002 3/30/2006
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