Vitals
  • Total Assets
    222.2M -17.9 %
  • Total Deposits
    182.7M -10.3 %
  • Total Net Loans
    152.4M 2.8 %
  • Net Income
    526000.0000 29.2 %
  • Book Value
    20.1M 5.3 %
  • Book Value x2
    40.3M 5.3 %
  • Book Value x3
    60.4M 5.3 %
ROAA

.898

ROAE

10.583

Efficiency Ratio

70.051

Net Interest Margin

4.182

Balance Sheet Highlights
Financial Highlights First Coastal Bank, National Association All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 222,202 540,775
Total Net Loans 152,412 435,607
Total Deposits 182,701 409,232
Total Equity 20,145 66,272
Profitability
Net Income 526 5,075
Return on Average Assets .898 1.339
Return on Average Equity 10.583 10.999
Net Interest Margin 4.182 4.777
Efficiency Ratio 70.051 76.688
Noninterest Income/Revenue 9.35 14.987
Balance Sheet Ratios
Loan-to-Deposit 83.422 87.796
Securities/Assets .24 .542
Total Equity/Total Assets .091 .123
Tangible Equity/Tangible Assets .07 -.219
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 15,547 57,280
Tier 2 Capital 6,411 6,226
Total Capital 21,958 62,743
Total Risk Weighted Assets 172,396 440,700
Leverage Ratio 6.77 14.649
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.02 18.986
Total Capital Ratio 12.74 20.117

Timeline for First Coastal Bank, National Association

Citizens Business Bank

First Coastal Bank, National Association was acquired by Citizens Business Bank 16 years

View Profile Jun 23 2007

American Independent Bank, National Association

Acquisition: First Coastal Bank, National Association acquired a new subsidiary, American Independent Bank, National Association, 25 years

View Profile Mar 09 1999

Marina Bank

Acquisition: First Coastal Bank, National Association acquired a new subsidiary, Marina Bank, 26 years

View Profile Jun 26 1997

First Coastal Bancshares

First Coastal Bancshares became a new parent organization for First Coastal Bank, National Association.

View Profile Jun 25 1997

California Community Llc

California Community Llc became a new parent organization for First Coastal Bank, National Association.

View Profile Aug 01 1996

Want to see more?

Complete timeline for First Coastal Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Business Bank Buyer 8,038,664 Acquisition Discontinued 6/23/2007
American Independent Bank, National Association Seller 38,275 Acquisition Discontinued 3/9/1999
Marina Bank Seller 27,552 Acquisition Discontinued 6/26/1997
Relationships Role Relationship Start Relationship End
First Coastal Bancshares Parent 6/25/1997 6/22/2007
California Community Llc Parent 12/6/1996 6/24/1997
California Community Llc Parent 8/30/1996 12/5/1996
California Community Llc Parent 8/1/1996 8/29/1996
Similar Organizations
Organization City State Total Assets
Liberty Bank, National Association
 		Twinsburg OH 221.5M
The First National Bank Of Dennison
 		Dennison OH 223.0M
The First National Bank Of Mount Dora
 		Mount Dora FL 222.7M
Citizens Commerce National Bank
 		Versailles KY 220.8M
Mccurtain County National Bank
 		Broken Bow OK 223.6M
First National Bank Of Weatherford
 		Weatherford OK 224.0M
Grand Bank, National Association
 		Hamilton NJ 219.1M
The First National Bank Of Jeanerette
 		Jeanerette LA 218.3M
Neighborhood National Bank
 		Mora MN 217.6M
National Bank Of New York City
 		Flushing NY 221.9M