Efficiency Ratio Over Time
Efficiency Ratio First Coastal Bank, National Association All Insured Commercial Banks in California
03-31-2007 70.051 76.688
12-31-2006 74.832 80.037
09-30-2006 74.884 76.157
06-30-2006 74.785 70.367
03-31-2006 74.37 69.95
12-31-2005 76.142 74.917
09-30-2005 76.82 71.155
06-30-2005 80.232 70.343
03-31-2005 84.392 68.656
12-31-2004 74.4 71.614
09-30-2004 74.666 71.664
06-30-2004 74.815 72.622
03-31-2004 75.971 74.921
12-31-2003 75.701 78.394
09-30-2003 77.065 69.685
06-30-2003 76.68 70.304
03-31-2003 77.928 69.597
12-31-2002 80.266 70.571