Vitals
  • Total Assets
    8.7B 9.9 %
  • Total Deposits
    7.2B 15.2 %
  • Total Net Loans
    6.3B 13.3 %
  • Net Income
    95.3M 32.4 %
  • Book Value
    1.3B 17.3 %
  • Book Value x2
    2.6B 17.3 %
  • Book Value x3
    3.9B 17.3 %
ROAA

1.136

ROAE

8.06

Efficiency Ratio

65.091

Net Interest Margin

4.286

Balance Sheet Highlights
Financial Highlights Renasant Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 8,680,571 525,484
Total Net Loans 6,337,838 348,104
Total Deposits 7,177,290 440,088
Total Equity 1,291,686 60,485
Profitability
Net Income 95,324 5,177
Return on Average Assets 1.136 .911
Return on Average Equity 8.06 8.357
Net Interest Margin 4.286 3.971
Efficiency Ratio 65.091 70.327
Noninterest Income/Revenue 28.558 22.171
Balance Sheet Ratios
Loan-to-Deposit 88.304 71.665
Securities/Assets .118 .197
Total Equity/Total Assets .149 .115
Tangible Equity/Tangible Assets .089 .102
Capital Adequacy
Tier 1 Common Capital 824,850 52,498
Tier 1 Capital 824,850 52,598
Tier 2 Capital 47,061 3,510
Total Capital 871,911 56,103
Total Risk Weighted Assets 6,667,393 380,206
Leverage Ratio 10.2 10.71
Common Equity Tier 1 Capital Ratio 12.37 16.284
Tier 1 Capital Ratio 12.37 16.342
Total Capital Ratio 13.08 17.377

Timeline for Renasant Bank

Keyworth Bank

Acquisition: Renasant Bank acquired a new subsidiary, Keyworth Bank, 8 years

View Profile Apr 01 2016

Heritage Bank Of The South

Acquisition: Renasant Bank acquired a new subsidiary, Heritage Bank Of The South, 8 years

View Profile Jul 01 2015

Heritage Asset Management, Inc.

Heritage Asset Management, Inc. became a new subsidiary organization for Renasant Bank.

View Profile Jul 01 2015

Heritage Real Estate Holdings Company, Inc.

Heritage Real Estate Holdings Company, Inc. became a new subsidiary organization for Renasant Bank.

View Profile Jul 01 2015

Merchants And Farmers Bank

Acquisition: Renasant Bank acquired a new subsidiary, Merchants And Farmers Bank, 10 years

View Profile Sep 01 2013

Want to see more?

Complete timeline for Renasant Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Keyworth Bank Seller 399,023 Acquisition Discontinued 4/1/2016
Heritage Bank Of The South Seller 1,863,572 Acquisition Discontinued 7/1/2015
Merchants And Farmers Bank Seller 1,519,543 Acquisition Discontinued 9/1/2013
Rbc Trust Company (Nc) Llc Seller Acquisition Discontinued 9/1/2011
American Trust Bank Seller 238,205 Failure 2/5/2011
Crescent Bank And Trust Company Seller 970,235 Failure 7/24/2010
Capital Bank & Trust Company Seller 618,394 Acquisition Discontinued 7/2/2007
Renasant Bank Of Tennessee Seller 269,753 Pooling of Interests Discontinued 3/31/2005
Heritage Bank Seller 540,815 Acquisition Discontinued 1/1/2005
Inter-City Federal Savings Bank Seller 44,400 Acquisition Discontinued 3/27/1999
New South Bank Seller 22,622 Discontinued 1/1/1995
Security Federal Savings And Loan Association Seller 162,511 Failure 4/16/1994
Bank Of Water Valley Seller 50,737 Discontinued 1/1/1988
Merchants & Farmers Bank Of Winona Seller 21,778 Discontinued 7/1/1985
Alcorn Bank And Trust Company Seller 15,740 Discontinued 9/1/1984
Panola County Bank Seller 17,274 Discontinued 7/3/1984
Bank Of Amory Seller 38,103 Discontinued 6/3/1980
Bank Of Pontotoc Seller 16,013 Discontinued 12/1/1975
Clay County Bank And Trust Company Seller 6,886 Discontinued 9/14/1974
Relationships Role Relationship Start Relationship End
Renasant Corporation Parent 3/31/2005
Peoples Merger Corporation Parent 2/15/2005 3/30/2005
Renasant Corporation Parent 7/1/1983 2/14/2005
Renasant Securities Corporation Subsidary 9/1/2013
Renasant Insurance, Inc. Subsidary 6/30/2007
Primeco, Inc. Subsidary 6/30/2007
M & F Business Credit, Inc. Subsidary 9/1/2013
Ms Statewide Title, Llc Subsidary 9/1/2013
American Trust, Llc Subsidary 2/5/2011
M & F Step Up, Llc Subsidary 9/1/2013
Atb Alpharetta Llc Subsidary 2/5/2011
Renasant Leasing Corp Ii Subsidary 12/30/2008
Canterbury Affordable Housing, Llc Subsidary 4/27/2007
Rynard Properties, Hilldale, L.P. Subsidary 12/17/2007
Tupelo Pch, Llc Subsidary 6/20/2003
Rynard Properties, Ridgecrest, L.P. Subsidary 5/30/2008
Kosciusko Affordable Housing, Llc Subsidary 11/9/2006
Renasant Holdings, Llc Subsidary 7/12/2013
Heritage Asset Management, Inc. Subsidary 7/1/2015
Heritage Real Estate Holdings Company, Inc. Subsidary 7/1/2015
Renasant Leasing Corp Subsidary 11/16/2007 12/30/2008
Renasant Insurance, Inc. Subsidary 6/24/1999 6/29/2007
Primeco, Inc. Subsidary 2/28/2003 6/29/2007
Alliance Finance Company, Inc Subsidary 9/1/2000 8/27/2002
Dominion Company Inc Subsidary 9/1/2000 10/14/2001
Dominion Life And Health P.A. Subsidary 9/1/2000 10/14/2001
Financial Investment Alternatives, Limited Subsidary 9/10/1999 10/28/1999
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