Vitals
  • Total Assets
    91.5M
  • Total Deposits
    81.9M
  • Total Net Loans
    72.4M
  • Net Income
    435000.0000
  • Book Value
    7.3M
  • Book Value x2
    14.5M
  • Book Value x3
    21.8M
ROAA

.966

ROAE

12.411

Efficiency Ratio

76.317

Net Interest Margin

6.35

Balance Sheet Highlights
Financial Highlights Kaweah National Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 91,506 410,540
Total Net Loans 72,397 306,026
Total Deposits 81,909 327,427
Total Equity 7,255 44,232
Profitability
Net Income 435 14,059
Return on Average Assets .966 1.288
Return on Average Equity 12.411 12.905
Net Interest Margin 6.35 4.53
Efficiency Ratio 76.317 70.304
Noninterest Income/Revenue 15.338 21.024
Balance Sheet Ratios
Loan-to-Deposit 88.387 77.417
Securities/Assets .055 .612
Total Equity/Total Assets .079 .108
Tangible Equity/Tangible Assets .079 -.48
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital 7,245 37,886
Tier 2 Capital 734 5,197
Total Capital 7,979 42,054
Total Risk Weighted Assets 73,513 305,799
Leverage Ratio 7.88 10.197
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio 9.86 14.01
Total Capital Ratio 10.85 15.245

Timeline for Kaweah National Bank

Citizens Business Bank

Kaweah National Bank was acquired by Citizens Business Bank 20 years

View Profile Sep 20 2003

Kaweah National Bank

Kaweah National Bank was established 33 years ago and is currently headquartered in Visalia, CA.

Mar 07 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Business Bank Buyer 8,038,664 Acquisition Discontinued 9/20/2003
Relationships Role Relationship Start Relationship End