Vitals
  • Total Assets
    93.9M -6.3 %
  • Total Deposits
    82.6M -7.2 %
  • Total Net Loans
    35.0M 1.6 %
  • Net Income
    428000.0000 5.7 %
  • Book Value
    9.3M -1.0 %
  • Book Value x2
    18.5M -1.0 %
  • Book Value x3
    27.8M -1.0 %
ROAA

.447

ROAE

4.516

Efficiency Ratio

80.155

Net Interest Margin

3.633

Balance Sheet Highlights
Financial Highlights Citizens National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 93,931 358,087
Total Net Loans 35,044 213,533
Total Deposits 82,565 308,027
Total Equity 9,268 38,740
Profitability
Net Income 428 3,845
Return on Average Assets .447 1.025
Return on Average Equity 4.516 9.415
Net Interest Margin 3.633 3.773
Efficiency Ratio 80.155 66.762
Noninterest Income/Revenue 15.134 16.375
Balance Sheet Ratios
Loan-to-Deposit 42.444 65.494
Securities/Assets .251 .214
Total Equity/Total Assets .099 .108
Tangible Equity/Tangible Assets .099 .104
Capital Adequacy
Tier 1 Common Capital 9,146 37,278
Tier 1 Capital 9,146 37,303
Tier 2 Capital 523 2,526
Total Capital 9,669 39,866
Total Risk Weighted Assets 41,630 237,367
Leverage Ratio 9.8 10.563
Common Equity Tier 1 Capital Ratio 21.97 18.073
Tier 1 Capital Ratio 21.97 18.097
Total Capital Ratio 23.23 19.169

Timeline for Citizens National Bank

Citizens Bancorp, Inc.

Citizens Bancorp, Inc. became a new parent organization for Citizens National Bank.

View Profile Mar 18 1985

Citizens National Bank

Citizens National Bank was established 41 years ago and is currently headquartered in Crockett, TX.

Sep 07 1982
Relationships Role Relationship Start Relationship End
Citizens Bancorp, Inc. Parent 3/18/1985
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