Efficiency Ratio Over Time
Efficiency Ratio Citizens National Bank All Insured Commercial Banks in Texas
12-31-2016 80.155 66.762
09-30-2016 81.659 66.187
06-30-2016 80.695 66.286
03-31-2016 78.408 66.484
12-31-2015 80.254 67.473
09-30-2015 85.304 67.019
06-30-2015 88.527 67.62
03-31-2015 84.657 68.379
12-31-2014 81.917 67.933
09-30-2014 83.187 67.76
06-30-2014 82.828 68.348
03-31-2014 79.076 69.161
12-31-2013 80.569 70.01
09-30-2013 79.091 69.448
06-30-2013 78.057 70.111
03-31-2013 74.833 71.168
12-31-2012 90.278 70.289
09-30-2012 94.094 69.365
06-30-2012 97.243 69.7
03-31-2012 100.544 69.836
12-31-2011 82.96 71.203
09-30-2011 82.448 70.717
06-30-2011 83.353 71.672
03-31-2011 85.035 72.166
12-31-2010 76.609 72.798
09-30-2010 77.099 71.344
06-30-2010 74.271 71.672
03-31-2010 76.742 72.124
12-31-2009 74.533 72.899
09-30-2009 79.433 71.928
06-30-2009 79.275 72.628
03-31-2009 80.302 71.399
12-31-2008 79.864 70.933
09-30-2008 81.921 69.839
06-30-2008 82.963 70.152
03-31-2008 78.338 69.753
12-31-2007 69.151 68.047
09-30-2007 72.185 66.762
06-30-2007 71.821 66.933
03-31-2007 68.929 66.629
12-31-2006 67.575 66.288
09-30-2006 71.291 64.993
06-30-2006 72.649 65.249
03-31-2006 71.407 65.978
12-31-2005 71.184 67.153
09-30-2005 75.316 66.756
06-30-2005 77.285 67.031
03-31-2005 75.482 67.486
12-31-2004 71.816 69.184
09-30-2004 75.067 68.305
06-30-2004 75.389 68.807
03-31-2004 73.689 69.055
12-31-2003 78.809 69.41
09-30-2003 83.956 68.526
06-30-2003 83.063 68.452
03-31-2003 82.045 68.632
12-31-2002 75.868 67.534