Vitals
  • Total Assets
    431.2M 6.8 %
  • Total Deposits
    375.4M 8.2 %
  • Total Net Loans
    243.4M -3.1 %
  • Net Income
    7000.0000 -99.1 %
  • Book Value
    55.0M -1.5 %
  • Book Value x2
    110.0M -1.5 %
  • Book Value x3
    165.0M -1.5 %
ROAA

.007

ROAE

.051

Efficiency Ratio

98.552

Net Interest Margin

3.23

Balance Sheet Highlights
Financial Highlights American Security Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 431,171 917,146
Total Net Loans 243,438 599,234
Total Deposits 375,357 703,310
Total Equity 55,006 126,010
Profitability
Net Income 7 2,359
Return on Average Assets .007 .73
Return on Average Equity .051 5.955
Net Interest Margin 3.23 3.796
Efficiency Ratio 98.552 75.136
Noninterest Income/Revenue 10.748 12.735
Balance Sheet Ratios
Loan-to-Deposit 64.855 78.534
Securities/Assets .11 .137
Total Equity/Total Assets .128 .137
Tangible Equity/Tangible Assets .099 .128
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 43,184 108,366
Tier 2 Capital 3,343 8,465
Total Capital 46,527 116,970
Total Risk Weighted Assets 266,956 661,657
Leverage Ratio 10.59 11.879
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.18 16.397
Total Capital Ratio 17.43 17.656

Timeline for American Security Bank

Citizens Business Bank

American Security Bank was acquired by Citizens Business Bank 10 years

View Profile May 16 2014

Privest Bank

Acquisition: American Security Bank acquired a new subsidiary, Privest Bank, 20 years

View Profile Jan 08 2004

America Bancshares, Inc.

America Bancshares, Inc. became a new parent organization for American Security Bank.

View Profile Aug 21 2003

American Security Bank

American Security Bank was established 33 years ago and is currently headquartered in Newport Beach, CA.

Sep 17 1990
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Business Bank Buyer 8,038,664 Acquisition Discontinued 5/16/2014
Privest Bank Seller 77,179 Acquisition Discontinued 1/8/2004
Relationships Role Relationship Start Relationship End
America Bancshares, Inc. Parent 8/21/2003 5/15/2014
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