Vitals
  • Total Assets
    429.9M 2.1 %
  • Total Deposits
    377.4M 2.0 %
  • Total Net Loans
    321.5M 7.6 %
  • Net Income
    3.3M 14.0 %
  • Book Value
    50.8M 3.1 %
  • Book Value x2
    101.5M 3.1 %
  • Book Value x3
    152.3M 3.1 %
ROAA

.767

ROAE

6.656

Efficiency Ratio

68.306

Net Interest Margin

3.843

Balance Sheet Highlights
Financial Highlights Liberty Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 429,911 358,087
Total Net Loans 321,465 213,533
Total Deposits 377,448 308,027
Total Equity 50,762 38,740
Profitability
Net Income 3,349 3,845
Return on Average Assets .767 1.025
Return on Average Equity 6.656 9.415
Net Interest Margin 3.843 3.773
Efficiency Ratio 68.306 66.762
Noninterest Income/Revenue 6.686 16.375
Balance Sheet Ratios
Loan-to-Deposit 85.168 65.494
Securities/Assets .139 .214
Total Equity/Total Assets .118 .108
Tangible Equity/Tangible Assets .088 .104
Capital Adequacy
Tier 1 Common Capital 41,009 37,278
Tier 1 Capital 41,009 37,303
Tier 2 Capital 4,143 2,526
Total Capital 45,152 39,866
Total Risk Weighted Assets 334,838 237,367
Leverage Ratio 9.6 10.563
Common Equity Tier 1 Capital Ratio 12.25 18.073
Tier 1 Capital Ratio 12.25 18.097
Total Capital Ratio 13.48 19.169

Timeline for Liberty Bank

Liberty Bancshares, Inc.

Liberty Bancshares, Inc. became a new parent organization for Liberty Bank.

View Profile Aug 15 2008

Liberty Bank

Liberty Bank was established 38 years ago and is currently headquartered in Hurst, TX.

Dec 02 1985
Relationships Role Relationship Start Relationship End
Liberty Bancshares, Inc. Parent 8/15/2008
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