Vitals
  • Total Assets
    468.2M 5.8 %
  • Total Deposits
    408.4M 4.6 %
  • Total Net Loans
    250.1M 11.0 %
  • Net Income
    4.2M -0.5 %
  • Book Value
    45.8M 1.1 %
  • Book Value x2
    91.6M 1.1 %
  • Book Value x3
    137.4M 1.1 %
ROAA

.892

ROAE

8.835

Efficiency Ratio

70.035

Net Interest Margin

3.715

Balance Sheet Highlights
Financial Highlights The Richwood Banking Company All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 468,164 361,398
Total Net Loans 250,055 246,196
Total Deposits 408,374 299,385
Total Equity 45,812 40,120
Profitability
Net Income 4,198 3,580
Return on Average Assets .892 .879
Return on Average Equity 8.835 7.888
Net Interest Margin 3.715 3.69
Efficiency Ratio 70.035 68.453
Noninterest Income/Revenue 14.278 19.831
Balance Sheet Ratios
Loan-to-Deposit 61.232 76.786
Securities/Assets .373 .197
Total Equity/Total Assets .098 .111
Tangible Equity/Tangible Assets .097 .102
Capital Adequacy
Tier 1 Common Capital 47,311 37,120
Tier 1 Capital 47,311 37,403
Tier 2 Capital 1,496 2,742
Total Capital 48,807 40,139
Total Risk Weighted Assets 322,527 260,858
Leverage Ratio 9.95 10.639
Common Equity Tier 1 Capital Ratio 14.67 16.715
Tier 1 Capital Ratio 14.67 16.742
Total Capital Ratio 15.13 17.824

Timeline for The Richwood Banking Company

Richwood Bancshares, Inc.

Richwood Bancshares, Inc. became a new parent organization for The Richwood Banking Company.

View Profile Oct 31 1988

The Richwood Banking Company

The Richwood Banking Company was established 156 years ago and is currently headquartered in Richwood, OH.

Jul 01 1867
Relationships Role Relationship Start Relationship End
Richwood Bancshares, Inc. Parent 10/31/1988
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