Vitals
  • Total Assets
    476.4M 2.4 %
  • Total Deposits
    371.2M 7.3 %
  • Total Net Loans
    358.4M 6.0 %
  • Net Income
    2.2M 15.8 %
  • Book Value
    41.1M 3.8 %
  • Book Value x2
    82.1M 3.8 %
  • Book Value x3
    123.2M 3.8 %
ROAA

.484

ROAE

5.533

Efficiency Ratio

81.257

Net Interest Margin

3.155

Balance Sheet Highlights
Financial Highlights Mutual Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 476,373 1,195,734
Total Net Loans 358,416 884,564
Total Deposits 371,249 973,316
Total Equity 41,059 117,275
Profitability
Net Income 2,245 8,869
Return on Average Assets .484 .594
Return on Average Equity 5.533 5.855
Net Interest Margin 3.155 3.257
Efficiency Ratio 81.257 73.516
Noninterest Income/Revenue 29.145 17.101
Balance Sheet Ratios
Loan-to-Deposit 96.543 91.006
Securities/Assets .161 .127
Total Equity/Total Assets .086 .098
Tangible Equity/Tangible Assets .086 .09
Capital Adequacy
Tier 1 Common Capital 42,314 108,595
Tier 1 Capital 42,314 108,997
Tier 2 Capital 3,433 9,379
Total Capital 45,747 118,886
Total Risk Weighted Assets 312,847 863,428
Leverage Ratio 8.96 10.038
Common Equity Tier 1 Capital Ratio 13.53 14.848
Tier 1 Capital Ratio 13.53 14.854
Total Capital Ratio 14.62 15.826

Timeline for Mutual Bank

Security Federal Savings Bank

Acquisition: Mutual Bank acquired a new subsidiary, Security Federal Savings Bank, 17 years

View Profile Nov 11 2006

Mutual Bank

Mutual Bank was established 135 years ago and is currently headquartered in Whitman, MA.

Jan 01 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security Federal Savings Bank Seller 112,257 Discontinued 11/11/2006
Relationships Role Relationship Start Relationship End
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