Vitals
  • Total Assets
    472.5M 0.9 %
  • Total Deposits
    392.4M 3.4 %
  • Total Net Loans
    337.3M 0.8 %
  • Net Income
    6.0M -9.0 %
  • Book Value
    59.6M 6.2 %
  • Book Value x2
    119.2M 6.2 %
  • Book Value x3
    178.8M 6.2 %
ROAA

1.273

ROAE

10.138

Efficiency Ratio

46.951

Net Interest Margin

3.541

Balance Sheet Highlights
Financial Highlights Cusb Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 472,530 198,346
Total Net Loans 337,273 133,864
Total Deposits 392,420 165,124
Total Equity 59,598 22,060
Profitability
Net Income 6,000 2,310
Return on Average Assets 1.273 1.15
Return on Average Equity 10.138 9.92
Net Interest Margin 3.541 3.587
Efficiency Ratio 46.951 60.34
Noninterest Income/Revenue 12.85 13.494
Balance Sheet Ratios
Loan-to-Deposit 85.947 77.091
Securities/Assets .212 .197
Total Equity/Total Assets .126 .111
Tangible Equity/Tangible Assets .116 .107
Capital Adequacy
Tier 1 Common Capital 56,110 21,135
Tier 1 Capital 56,110 21,140
Tier 2 Capital 6,278 1,625
Total Capital 62,388 22,777
Total Risk Weighted Assets 501,318 151,308
Leverage Ratio 12 10.944
Common Equity Tier 1 Capital Ratio 11.19 15.631
Tier 1 Capital Ratio 11.19 15.631
Total Capital Ratio 12.44 16.675

Timeline for Cusb Bank

Power Bank, Llc

Power Bank, Llc became a new subsidiary organization for Cusb Bank.

View Profile Dec 14 1998

Cusb Investments Inc.

Cusb Investments Inc. became a new subsidiary organization for Cusb Bank.

View Profile Jan 06 1995

Exchange State Bank

Acquisition: Cusb Bank acquired a new subsidiary, Exchange State Bank, 32 years

View Profile Feb 09 1992

Farmers State Bank

Acquisition: Cusb Bank acquired a new subsidiary, Farmers State Bank, 36 years

View Profile Dec 01 1987

Northeast Iowa Agricultural Credit Corporation

Northeast Iowa Agricultural Credit Corporation became a new subsidiary organization for Cusb Bank.

View Profile Jun 17 1980

Want to see more?

Complete timeline for Cusb Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Exchange State Bank Seller 9,024 Discontinued 2/9/1992
Farmers State Bank Seller 15,843 Discontinued 12/1/1987
Relationships Role Relationship Start Relationship End
How-Win Development Co. Parent 12/31/1983
How-Win Development Co. Parent 12/31/1977 12/30/1983
How-Win Development Co. Parent 12/31/1976 12/30/1977
How-Win Development Co. Parent 12/31/1970 12/30/1976
Power Bank, Llc Subsidary 12/14/1998 12/31/2001
Cusb Investments Inc. Subsidary 1/6/1995 1/1/2000
Northeast Iowa Agricultural Credit Corporation Subsidary 6/17/1980 6/29/1983
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