Pointbank
Pilot Point, TX — State Member Bank
Active
Vitals
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Total Assets467.0M 1.8 %
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Total Deposits417.3M 2.0 %
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Total Net Loans264.0M 20.8 %
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Net Income4.9M 0.6 %
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Book Value46.0M -0.1 %
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Book Value x292.1M -0.1 %
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Book Value x3138.1M -0.1 %
Balance Sheet Highlights
| Financial Highlights | Pointbank | All Insured Commercial Banks in Texas |
| Balance Sheet $(000) | ||
| Total Assets | 467,049 | 358,087 |
| Total Net Loans | 264,021 | 213,533 |
| Total Deposits | 417,332 | 308,027 |
| Total Equity | 46,041 | 38,740 |
| Profitability | ||
| Net Income | 4,940 | 3,845 |
| Return on Average Assets | 1.063 | 1.025 |
| Return on Average Equity | 10.476 | 9.415 |
| Net Interest Margin | 3.929 | 3.773 |
| Efficiency Ratio | 69.364 | 66.762 |
| Noninterest Income/Revenue | 20.278 | 16.375 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 63.264 | 65.494 |
| Securities/Assets | .319 | .214 |
| Total Equity/Total Assets | .099 | .108 |
| Tangible Equity/Tangible Assets | .099 | .104 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 46,321 | 37,278 |
| Tier 1 Capital | 46,321 | 37,303 |
| Tier 2 Capital | 3,622 | 2,526 |
| Total Capital | 49,943 | 39,866 |
| Total Risk Weighted Assets | 289,084 | 237,367 |
| Leverage Ratio | 10.18 | 10.563 |
| Common Equity Tier 1 Capital Ratio | 16.02 | 18.073 |
| Tier 1 Capital Ratio | 16.02 | 18.097 |
| Total Capital Ratio | 17.28 | 19.169 |
Timeline for Pointbank
Point Independent Mortgage Inc.
Point Independent Mortgage Inc. became a new subsidiary organization for Pointbank.
View Profile Jan 01 2007
Pilot Point Bancorp, Inc.
Pilot Point Bancorp, Inc. became a new parent organization for Pointbank.
View Profile Nov 28 1988
Pilot Point Bancshares Corporation
Pilot Point Bancshares Corporation became a new parent organization for Pointbank.
View Profile Jun 24 1983
Pointbank
Pointbank was established 131 years ago and is currently headquartered in Pilot Point, TX.
Jul 13 1892| Relationships | Role | Relationship Start | Relationship End |
| Pilot Point Bancorp, Inc. | Parent | 11/28/1988 | |
| Pilot Point Bancshares Corporation | Parent | 6/24/1983 | 11/27/1988 |
| Point Independent Mortgage Inc. | Subsidary | 1/1/2007 | 12/31/2008 |
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