Efficiency Ratio Over Time
Efficiency Ratio Pointbank All Insured Commercial Banks in Texas
12-31-2016 69.364 66.762
09-30-2016 69.864 66.187
06-30-2016 70.23 66.286
03-31-2016 69.662 66.484
12-31-2015 68.216 67.473
09-30-2015 68.336 67.019
06-30-2015 69.969 67.62
03-31-2015 68.741 68.379
12-31-2014 67.595 67.933
09-30-2014 68.938 67.76
06-30-2014 70.006 68.348
03-31-2014 70.701 69.161
12-31-2013 72.069 70.01
09-30-2013 71.896 69.448
06-30-2013 74.377 70.111
03-31-2013 75.977 71.168
12-31-2012 76.384 70.289
09-30-2012 76.082 69.365
06-30-2012 76.939 69.7
03-31-2012 81.668 69.836
12-31-2011 75.743 71.203
09-30-2011 74.631 70.717
06-30-2011 73.456 71.672
03-31-2011 72.747 72.166
12-31-2010 73.612 72.798
09-30-2010 72.741 71.344
06-30-2010 74.928 71.672
03-31-2010 79.532 72.124
12-31-2009 69.458 72.899
09-30-2009 72.276 71.928
06-30-2009 73.192 72.628
03-31-2009 69.796 71.399
12-31-2008 74.872 70.933
09-30-2008 76.74 69.839
06-30-2008 75.906 70.152
03-31-2008 76.877 69.753
12-31-2007 74.932 68.047
09-30-2007 76.11 66.762
06-30-2007 77.29 66.933
03-31-2007 78.729 66.629
12-31-2006 75.216 66.288
09-30-2006 75.937 64.993
06-30-2006 76.16 65.249
03-31-2006 75.403 65.978
12-31-2005 70.522 67.153
09-30-2005 68.364 66.756
06-30-2005 67.219 67.031
03-31-2005 60.151 67.486
12-31-2004 66.34 69.184
09-30-2004 64.815 68.305
06-30-2004 65.569 68.807
03-31-2004 66.525 69.055
12-31-2003 73.378 69.41
09-30-2003 72.937 68.526
06-30-2003 71.935 68.452
03-31-2003 72.019 68.632
12-31-2002 75.669 67.534