Vitals
  • Total Assets
    733.2M 77.9 %
  • Total Deposits
    623.5M 79.6 %
  • Total Net Loans
    477.7M 35.4 %
  • Net Income
    2.4M -16.3 %
  • Book Value
    86.0M 89.5 %
  • Book Value x2
    172.0M 89.5 %
  • Book Value x3
    258.1M 89.5 %
ROAA

.678

ROAE

5.687

Efficiency Ratio

67.511

Net Interest Margin

3.665

Balance Sheet Highlights
Financial Highlights Hometown Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 733,223 1,195,734
Total Net Loans 477,662 884,564
Total Deposits 623,532 973,316
Total Equity 86,025 117,275
Profitability
Net Income 2,403 8,869
Return on Average Assets .678 .594
Return on Average Equity 5.687 5.855
Net Interest Margin 3.665 3.257
Efficiency Ratio 67.511 73.516
Noninterest Income/Revenue 15.237 17.101
Balance Sheet Ratios
Loan-to-Deposit 76.606 91.006
Securities/Assets .203 .127
Total Equity/Total Assets .117 .098
Tangible Equity/Tangible Assets .096 .09
Capital Adequacy
Tier 1 Common Capital 72,624 108,595
Tier 1 Capital 72,624 108,997
Tier 2 Capital 900 9,379
Total Capital 73,524 118,886
Total Risk Weighted Assets 478,174 863,428
Leverage Ratio 12.77 10.038
Common Equity Tier 1 Capital Ratio 15.19 14.848
Tier 1 Capital Ratio 15.19 14.854
Total Capital Ratio 15.38 15.826

Timeline for Hometown Bank

Hometown Financial Group, Inc

Hometown Financial Group, Inc became a new parent organization for Hometown Bank.

View Profile Apr 01 2016

Hometown Community Bancorp Inc

Hometown Community Bancorp Inc became a new parent organization for Hometown Bank.

View Profile Mar 07 2014

Hometown Securities I, Inc.

Hometown Securities I, Inc. became a new subsidiary organization for Hometown Bank.

View Profile Mar 07 2014

Hometown Securities Ii, Inc.

Hometown Securities Ii, Inc. became a new subsidiary organization for Hometown Bank.

View Profile Mar 07 2014

Wcb Realty, Inc.

Wcb Realty, Inc. became a new subsidiary organization for Hometown Bank.

View Profile Mar 07 2014

Want to see more?

Complete timeline for Hometown Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Athol-Clinton Co-Operative Bank Seller 81,129 Acquisition Discontinued 4/1/2011
Relationships Role Relationship Start Relationship End
Hometown Financial Group, Inc Parent 4/1/2016
Hometown Community Bancorp Inc Parent 3/7/2014 3/31/2016
Hometown Securities I, Inc. Subsidary 3/7/2014
Hometown Securities Ii, Inc. Subsidary 3/7/2014
Wcb Realty, Inc. Subsidary 3/7/2014
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