Vitals
  • Total Assets
    467.6M 25.1 %
  • Total Deposits
    385.9M 25.2 %
  • Total Net Loans
    379.4M 26.4 %
  • Net Income
    3.8M 23.1 %
  • Book Value
    38.7M 12.5 %
  • Book Value x2
    77.4M 12.5 %
  • Book Value x3
    116.1M 12.5 %
ROAA

.875

ROAE

10.232

Efficiency Ratio

62.772

Net Interest Margin

4.481

Balance Sheet Highlights
Financial Highlights The Bank Of Fayette County All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 467,573 350,717
Total Net Loans 379,375 240,957
Total Deposits 385,886 296,573
Total Equity 38,707 37,152
Profitability
Net Income 3,751 3,593
Return on Average Assets .875 .956
Return on Average Equity 10.232 8.82
Net Interest Margin 4.481 4.036
Efficiency Ratio 62.772 69.386
Noninterest Income/Revenue 9.192 17.129
Balance Sheet Ratios
Loan-to-Deposit 98.313 77.925
Securities/Assets .104 .166
Total Equity/Total Assets .083 .106
Tangible Equity/Tangible Assets .082 .103
Capital Adequacy
Tier 1 Common Capital 39,336 35,983
Tier 1 Capital 39,336 36,157
Tier 2 Capital 4,441 2,649
Total Capital 43,777 38,803
Total Risk Weighted Assets 354,875 253,332
Leverage Ratio 8.43 10.564
Common Equity Tier 1 Capital Ratio 11.08 15.215
Tier 1 Capital Ratio 11.08 15.278
Total Capital Ratio 12.34 16.362

Timeline for The Bank Of Fayette County

Trust Company Bank

Acquisition: The Bank Of Fayette County acquired a new subsidiary, Trust Company Bank, 8 years

View Profile Apr 30 2016

Moscow Bancshares, Inc.

Moscow Bancshares, Inc. became a new parent organization for The Bank Of Fayette County.

View Profile Dec 01 1984

The Bank Of Fayette County

The Bank Of Fayette County was established 119 years ago and is currently headquartered in Piperton, TN.

Apr 26 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Trust Company Bank Seller 18,998 Failure 4/30/2016
Relationships Role Relationship Start Relationship End
Moscow Bancshares, Inc. Parent 12/1/1984
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