Vitals
  • Total Assets
    434.9M 8.7 %
  • Total Deposits
    391.1M 8.8 %
  • Total Net Loans
    343.0M 13.3 %
  • Net Income
    4.4M 10.9 %
  • Book Value
    42.2M 8.4 %
  • Book Value x2
    84.4M 8.4 %
  • Book Value x3
    126.6M 8.4 %
ROAA

1.067

ROAE

10.953

Efficiency Ratio

65.498

Net Interest Margin

4.322

Balance Sheet Highlights
Financial Highlights Peoples Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 434,873 358,087
Total Net Loans 343,017 213,533
Total Deposits 391,134 308,027
Total Equity 42,209 38,740
Profitability
Net Income 4,446 3,845
Return on Average Assets 1.067 1.025
Return on Average Equity 10.953 9.415
Net Interest Margin 4.322 3.773
Efficiency Ratio 65.498 66.762
Noninterest Income/Revenue 17.348 16.375
Balance Sheet Ratios
Loan-to-Deposit 87.698 65.494
Securities/Assets .112 .214
Total Equity/Total Assets .097 .108
Tangible Equity/Tangible Assets .094 .104
Capital Adequacy
Tier 1 Common Capital 41,320 37,278
Tier 1 Capital 41,320 37,303
Tier 2 Capital 3,046 2,526
Total Capital 44,366 39,866
Total Risk Weighted Assets 369,759 237,367
Leverage Ratio 9.41 10.563
Common Equity Tier 1 Capital Ratio 11.17 18.073
Tier 1 Capital Ratio 11.17 18.097
Total Capital Ratio 12 19.169

Timeline for Peoples Bank

Peoples Bancorp Of Delaware, Inc.

Peoples Bancorp Of Delaware, Inc. became a new parent organization for Peoples Bank.

View Profile Sep 14 1999

Peoples Bancorp, Inc.

Peoples Bancorp, Inc. became a new parent organization for Peoples Bank.

View Profile Aug 30 1999

Lorenzo Bancshares, Inc.

Lorenzo Bancshares, Inc. became a new parent organization for Peoples Bank.

View Profile Aug 31 1981

Peoples Bank

Peoples Bank was established 56 years ago and is currently headquartered in Lubbock, TX.

Feb 13 1968

Lorenzo St Bk

Acquisition: Peoples Bank acquired a new subsidiary, Lorenzo St Bk , 56 years

View Profile Feb 13 1968
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lorenzo St Bk Seller Failure 2/13/1968
Relationships Role Relationship Start Relationship End
Peoples Bancorp, Inc. Parent 8/31/2011
Peoples Bancorp Of Delaware, Inc. Parent 9/14/1999 8/30/2011
Peoples Bancorp, Inc. Parent 8/30/1999 9/13/1999
Lorenzo Bancshares, Inc. Parent 8/31/1981 8/29/1999
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