Net Income Analysis ( % relative to Total Revenue )
Income Statement Peoples Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 16,843 10,872
Income from Lease Financing Receivables 226 2
52 44
Estimated Tax Benefit from Tax-Exempt Loan Income 27 22
Income on Loans and Leases (TE) 17,096 10,941
Investment Interest Income (TE) 1,372 2,007
Total Interest Income (TE) 18,652 13,476
Total Interest Expense 1,501 1,063
Net Interest Income (TE) 17,151 12,338
Non-Interest Income 3,915 2,639
Adjusted Operating Income (TE) 21,066 15,335
Non-interest Expense 13,798 9,693
Provision for Loan & Lease Losses 500 524
Pretax Operating Income (TE) 6,768 4,819
Pretax Net Operating Income (TE) 6,783 4,946
Applicable Income Taxes 2,068 576
Net Operating Income 4,446 3,858
Net Income 4,446 3,845
Cash Dividends Declared 639 1,701
Retained Earnings 3,807 1,997