Vitals
  • Total Assets
    126.0M -0.1 %
  • Total Deposits
    97.5M 1.1 %
  • Total Net Loans
    68.5M -3.4 %
  • Net Income
    266000.0000 -40.8 %
  • Book Value
    23.0M 0.8 %
  • Book Value x2
    46.0M 0.8 %
  • Book Value x3
    69.0M 0.8 %
ROAA

.415

ROAE

2.319

Efficiency Ratio

82.953

Net Interest Margin

3.475

Balance Sheet Highlights
Financial Highlights The Exchange Bank Of South Carolina, Inc. All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 125,987 318,142
Total Net Loans 68,521 200,206
Total Deposits 97,512 265,325
Total Equity 23,015 28,697
Profitability
Net Income 266 -476
Return on Average Assets .415 -.287
Return on Average Equity 2.319 -4.603
Net Interest Margin 3.475 3.655
Efficiency Ratio 82.953 82.801
Noninterest Income/Revenue 20.621 14.186
Balance Sheet Ratios
Loan-to-Deposit 70.269 73.254
Securities/Assets .197 .189
Total Equity/Total Assets .183 .09
Tangible Equity/Tangible Assets .157 .089
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 20,631 27,898
Tier 2 Capital 783 2,743
Total Capital 21,414 30,808
Total Risk Weighted Assets 62,290 217,528
Leverage Ratio 16.86 9.202
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 33.12 14.041
Total Capital Ratio 34.38 15.332

Timeline for The Exchange Bank Of South Carolina, Inc.

First Citizens Bank And Trust Company, Inc.

The Exchange Bank Of South Carolina, Inc. was acquired by First Citizens Bank And Trust Company, Inc. 12 years

View Profile Jul 23 2011

First Citizens Bancorporation, Inc.

First Citizens Bancorporation, Inc. became a new parent organization for The Exchange Bank Of South Carolina, Inc..

View Profile Aug 20 1999

The Exchange Bank Of South Carolina, Inc.

The Exchange Bank Of South Carolina, Inc. was established 91 years ago and is currently headquartered in Kingstree, SC.

Jul 23 1932
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Citizens Bank And Trust Company, Inc. Buyer 8,346,821 Pooling of Interests Discontinued 7/23/2011
Relationships Role Relationship Start Relationship End
First Citizens Bancorporation, Inc. Parent 8/20/1999 7/22/2011
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