Vitals
  • Total Assets
    127.3M 3.8 %
  • Total Deposits
    111.0M 2.4 %
  • Total Net Loans
    98.3M 9.7 %
  • Net Income
    954000.0000 13.6 %
  • Book Value
    12.5M 8.4 %
  • Book Value x2
    25.1M 8.4 %
  • Book Value x3
    37.6M 8.4 %
ROAA

.759

ROAE

7.735

Efficiency Ratio

68.179

Net Interest Margin

3.939

Balance Sheet Highlights
Financial Highlights Oxford University Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 127,295 525,484
Total Net Loans 98,324 348,104
Total Deposits 111,049 440,088
Total Equity 12,549 60,485
Profitability
Net Income 954 5,177
Return on Average Assets .759 .911
Return on Average Equity 7.735 8.357
Net Interest Margin 3.939 3.971
Efficiency Ratio 68.179 70.327
Noninterest Income/Revenue 9.803 22.171
Balance Sheet Ratios
Loan-to-Deposit 88.541 71.665
Securities/Assets .127 .197
Total Equity/Total Assets .099 .115
Tangible Equity/Tangible Assets .099 .102
Capital Adequacy
Tier 1 Common Capital 12,577 52,498
Tier 1 Capital 12,577 52,598
Tier 2 Capital 973 3,510
Total Capital 13,550 56,103
Total Risk Weighted Assets 98,154 380,206
Leverage Ratio 9.87 10.71
Common Equity Tier 1 Capital Ratio 12.81 16.284
Tier 1 Capital Ratio 12.81 16.342
Total Capital Ratio 13.8 17.377

Timeline for Oxford University Bank

Lafayette Bancorp, Inc.

Lafayette Bancorp, Inc. became a new parent organization for Oxford University Bank.

View Profile May 31 2004

Oxford University Bank

Oxford University Bank was established 23 years ago and is currently headquartered in Oxford, MS.

Nov 27 2000
Relationships Role Relationship Start Relationship End
Lafayette Bancorp, Inc. Parent 5/31/2004
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