Vitals
  • Total Assets
    122.3M -10.0 %
  • Total Deposits
    109.2M -11.0 %
  • Total Net Loans
    90.4M -5.4 %
  • Net Income
    124000.0000 -61.1 %
  • Book Value
    12.7M -1.5 %
  • Book Value x2
    25.4M -1.5 %
  • Book Value x3
    38.1M -1.5 %
ROAA

.096

ROAE

.919

Efficiency Ratio

68.818

Net Interest Margin

3.803

Balance Sheet Highlights
Financial Highlights State Bank & Trust Company All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 122,259 340,347
Total Net Loans 90,408 227,146
Total Deposits 109,193 291,952
Total Equity 12,704 36,108
Profitability
Net Income 124 3,221
Return on Average Assets .096 .994
Return on Average Equity .919 8.993
Net Interest Margin 3.803 4.112
Efficiency Ratio 68.818 68.63
Noninterest Income/Revenue 11.694 14.204
Balance Sheet Ratios
Loan-to-Deposit 82.797 74.405
Securities/Assets .101 .197
Total Equity/Total Assets .104 .106
Tangible Equity/Tangible Assets .104 .105
Capital Adequacy
Tier 1 Common Capital 12,915 35,803
Tier 1 Capital 12,915 36,059
Tier 2 Capital 1,216 2,443
Total Capital 14,131 38,519
Total Risk Weighted Assets 97,097 245,733
Leverage Ratio 10.24 10.776
Common Equity Tier 1 Capital Ratio 13.3 16.476
Tier 1 Capital Ratio 13.3 16.481
Total Capital Ratio 14.55 17.491

Timeline for State Bank & Trust Company

Sbt Bancshares, Inc.

Sbt Bancshares, Inc. became a new parent organization for State Bank & Trust Company.

View Profile Dec 10 1993

Bank One, Texas, National Association

Bank One, Texas, National Association became a new parent organization for State Bank & Trust Company.

View Profile Jul 25 1990

Great American Corporation

Great American Corporation became a new parent organization for State Bank & Trust Company.

View Profile Dec 02 1985

State Bank & Trust Company

State Bank & Trust Company was established 71 years ago and is currently headquartered in Golden Meadow, LA.

Jan 16 1953
Relationships Role Relationship Start Relationship End
Sbt Bancshares, Inc. Parent 12/10/1993
Bank One, Texas, National Association Parent 7/25/1990 3/21/1993
Great American Corporation Parent 12/2/1985 7/24/1990
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