Vitals
  • Total Assets
    129.1M 5.3 %
  • Total Deposits
    112.6M 5.9 %
  • Total Net Loans
    48.8M 27.7 %
  • Net Income
    433000.0000 -17.2 %
  • Book Value
    14.9M 1.5 %
  • Book Value x2
    29.7M 1.5 %
  • Book Value x3
    44.6M 1.5 %
ROAA

.345

ROAE

2.938

Efficiency Ratio

76.437

Net Interest Margin

2.688

Balance Sheet Highlights
Financial Highlights First Texas Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 129,095 358,087
Total Net Loans 48,834 213,533
Total Deposits 112,560 308,027
Total Equity 14,872 38,740
Profitability
Net Income 433 3,845
Return on Average Assets .345 1.025
Return on Average Equity 2.938 9.415
Net Interest Margin 2.688 3.773
Efficiency Ratio 76.437 66.762
Noninterest Income/Revenue 16.901 16.375
Balance Sheet Ratios
Loan-to-Deposit 43.385 65.494
Securities/Assets .519 .214
Total Equity/Total Assets .115 .108
Tangible Equity/Tangible Assets .115 .104
Capital Adequacy
Tier 1 Common Capital 14,891 37,278
Tier 1 Capital 14,891 37,303
Tier 2 Capital 428 2,526
Total Capital 15,319 39,866
Total Risk Weighted Assets 62,219 237,367
Leverage Ratio 11.56 10.563
Common Equity Tier 1 Capital Ratio 23.93 18.073
Tier 1 Capital Ratio 23.93 18.097
Total Capital Ratio 24.62 19.169

Timeline for First Texas Bank

United Peoples Bank

Acquisition: First Texas Bank acquired a new subsidiary, United Peoples Bank, 34 years

View Profile Oct 12 1990

First Texas Bancorp, Inc.

First Texas Bancorp, Inc. became a new parent organization for First Texas Bank.

View Profile Sep 21 1971

First Texas Bank

First Texas Bank was established 140 years ago and is currently headquartered in Lampasas, TX.

Oct 02 1884
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Peoples Bank Seller 32,673 Failure 10/12/1990
Relationships Role Relationship Start Relationship End
First Texas Bancorp, Inc. Parent 9/21/1971
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