Vitals
  • Total Assets
    133.7M 1.7 %
  • Total Deposits
    116.2M 1.1 %
  • Total Net Loans
    110.3M 6.2 %
  • Net Income
    1.7M 15.2 %
  • Book Value
    17.1M 5.7 %
  • Book Value x2
    34.2M 5.7 %
  • Book Value x3
    51.2M 5.7 %
ROAA

1.262

ROAE

9.943

Efficiency Ratio

53.259

Net Interest Margin

3.811

Balance Sheet Highlights
Financial Highlights St. Clair County State Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 133,681 258,416
Total Net Loans 110,287 178,998
Total Deposits 116,212 217,087
Total Equity 17,080 28,107
Profitability
Net Income 1,660 2,724
Return on Average Assets 1.262 1.016
Return on Average Equity 9.943 9.475
Net Interest Margin 3.811 3.745
Efficiency Ratio 53.259 67.758
Noninterest Income/Revenue 8.982 16.937
Balance Sheet Ratios
Loan-to-Deposit 94.902 78.741
Securities/Assets .096 .158
Total Equity/Total Assets .128 .109
Tangible Equity/Tangible Assets .128 .106
Capital Adequacy
Tier 1 Common Capital 17,080 27,011
Tier 1 Capital 17,080 27,012
Tier 2 Capital 1,350 2,220
Total Capital 18,430 29,258
Total Risk Weighted Assets 113,756 195,723
Leverage Ratio 12.93 10.472
Common Equity Tier 1 Capital Ratio 15.01 14.947
Tier 1 Capital Ratio 15.01 14.954
Total Capital Ratio 16.2 16.077

Timeline for St. Clair County State Bank

The Lowry City Bank

Acquisition: St. Clair County State Bank acquired a new subsidiary, The Lowry City Bank, 34 years

View Profile Jul 21 1989

Scc Bancshares, Inc.

Scc Bancshares, Inc. became a new parent organization for St. Clair County State Bank.

View Profile Jul 28 1987

Tcb Investments, Inc.

Tcb Investments, Inc. became a new parent organization for St. Clair County State Bank.

View Profile Jan 11 1984

St. Clair County State Bank

St. Clair County State Bank was established 127 years ago and is currently headquartered in Osceola, MO.

May 01 1896
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Lowry City Bank Seller 10,206 Discontinued 7/21/1989
Relationships Role Relationship Start Relationship End
Scc Bancshares, Inc. Parent 7/28/1987
Tcb Investments, Inc. Parent 1/11/1984 7/27/1987
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