Vitals
  • Total Assets
    130.0M -3.5 %
  • Total Deposits
    117.2M -3.7 %
  • Total Net Loans
    61.0M 1.3 %
  • Net Income
    1.4M -12.6 %
  • Book Value
    12.2M -1.5 %
  • Book Value x2
    24.3M -1.5 %
  • Book Value x3
    36.5M -1.5 %
ROAA

1.076

ROAE

11.188

Efficiency Ratio

72.992

Net Interest Margin

4.004

Balance Sheet Highlights
Financial Highlights Farmers State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 129,998 358,087
Total Net Loans 60,993 213,533
Total Deposits 117,239 308,027
Total Equity 12,169 38,740
Profitability
Net Income 1,417 3,845
Return on Average Assets 1.076 1.025
Return on Average Equity 11.188 9.415
Net Interest Margin 4.004 3.773
Efficiency Ratio 72.992 66.762
Noninterest Income/Revenue 20.294 16.375
Balance Sheet Ratios
Loan-to-Deposit 52.025 65.494
Securities/Assets .255 .214
Total Equity/Total Assets .094 .108
Tangible Equity/Tangible Assets .092 .104
Capital Adequacy
Tier 1 Common Capital 11,833 37,278
Tier 1 Capital 11,833 37,303
Tier 2 Capital 815 2,526
Total Capital 12,648 39,866
Total Risk Weighted Assets 65,681 237,367
Leverage Ratio 9.04 10.563
Common Equity Tier 1 Capital Ratio 18.02 18.073
Tier 1 Capital Ratio 18.02 18.097
Total Capital Ratio 19.26 19.169

Timeline for Farmers State Bank

Fsb Realty Holdings, Inc.

Fsb Realty Holdings, Inc. became a new subsidiary organization for Farmers State Bank.

View Profile Jul 18 2002

Farmers State Insurance Agency, Inc.

Farmers State Insurance Agency, Inc. became a new subsidiary organization for Farmers State Bank.

View Profile Apr 25 1997

The First National Bank Of Wortham

Acquisition: Farmers State Bank acquired a new subsidiary, The First National Bank Of Wortham, 33 years

View Profile Feb 15 1991

First State Bank

Acquisition: Farmers State Bank acquired a new subsidiary, First State Bank, 36 years

View Profile Apr 01 1988

Groesbeck Bancshares, Inc.

Groesbeck Bancshares, Inc. became a new parent organization for Farmers State Bank.

View Profile Sep 17 1987

Want to see more?

Complete timeline for Farmers State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Wortham Seller 7,282 Failure 2/15/1991
First State Bank Seller 3,984 Discontinued 4/1/1988
Relationships Role Relationship Start Relationship End
Groesbeck Bancshares, Inc. Parent 9/17/1987
Fsb Realty Holdings, Inc. Subsidary 6/30/2007
Fsb Realty Holdings, Inc. Subsidary 7/18/2002 6/29/2007
Farmers State Insurance Agency, Inc. Subsidary 4/25/1997 12/1/2003
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