Vitals
  • Total Assets
    135.0M 0.5 %
  • Total Deposits
    119.0M 4.6 %
  • Total Net Loans
    104.7M 1.4 %
  • Net Income
    965000.0000 13.8 %
  • Book Value
    12.3M 3.1 %
  • Book Value x2
    24.6M 3.1 %
  • Book Value x3
    36.9M 3.1 %
ROAA

.719

ROAE

7.946

Efficiency Ratio

74.528

Net Interest Margin

3.802

Balance Sheet Highlights
Financial Highlights The Clay City Banking Co. All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 134,959 290,894
Total Net Loans 104,652 191,278
Total Deposits 119,013 246,407
Total Equity 12,315 31,125
Profitability
Net Income 965 2,670
Return on Average Assets .719 .919
Return on Average Equity 7.946 8.247
Net Interest Margin 3.802 3.499
Efficiency Ratio 74.528 67.9
Noninterest Income/Revenue 16.329 16.598
Balance Sheet Ratios
Loan-to-Deposit 87.933 72.669
Securities/Assets .076 .191
Total Equity/Total Assets .091 .107
Tangible Equity/Tangible Assets .091 .103
Capital Adequacy
Tier 1 Common Capital 12,352 29,670
Tier 1 Capital 12,352 29,720
Tier 2 Capital 1,100 2,112
Total Capital 13,452 31,905
Total Risk Weighted Assets 109,879 212,461
Leverage Ratio 9.29 10.62
Common Equity Tier 1 Capital Ratio 11.24 16.313
Tier 1 Capital Ratio 11.24 16.329
Total Capital Ratio 12.24 17.341

Timeline for The Clay City Banking Co.

Clay City Bank Shares, Inc

Clay City Bank Shares, Inc became a new parent organization for The Clay City Banking Co..

View Profile Jul 31 1997

The Clay City Banking Co.

The Clay City Banking Co. was established 131 years ago and is currently headquartered in Clay City, IL.

Jul 05 1892
Relationships Role Relationship Start Relationship End
Clay City Bank Shares, Inc Parent 7/31/1997
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