The Clay City Banking Co.
Clay City, IL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | The Clay City Banking Co. | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 3.802 | 3.499 |
| 09-30-2016 | 3.808 | 3.502 |
| 06-30-2016 | 3.784 | 3.495 |
| 03-31-2016 | 3.78 | 3.487 |
| 12-31-2015 | 3.802 | 3.487 |
| 09-30-2015 | 3.778 | 3.478 |
| 06-30-2015 | 3.783 | 3.453 |
| 03-31-2015 | 3.595 | 3.418 |
| 12-31-2014 | 3.727 | 3.485 |
| 09-30-2014 | 3.777 | 3.46 |
| 06-30-2014 | 3.767 | 3.443 |
| 03-31-2014 | 3.817 | 3.416 |
| 12-31-2013 | 3.638 | 3.428 |
| 09-30-2013 | 3.554 | 3.4 |
| 06-30-2013 | 3.411 | 3.374 |
| 03-31-2013 | 3.284 | 3.361 |
| 12-31-2012 | 3.674 | 3.573 |
| 09-30-2012 | 3.733 | 3.585 |
| 06-30-2012 | 3.716 | 3.59 |
| 03-31-2012 | 3.808 | 3.604 |
| 12-31-2011 | 3.724 | 3.692 |
| 09-30-2011 | 3.721 | 3.686 |
| 06-30-2011 | 3.639 | 3.652 |
| 03-31-2011 | 3.587 | 3.614 |
| 12-31-2010 | 3.538 | 3.707 |
| 09-30-2010 | 3.462 | 3.712 |
| 06-30-2010 | 3.521 | 3.694 |
| 03-31-2010 | 3.524 | 3.664 |
| 12-31-2009 | 3.438 | 3.579 |
| 09-30-2009 | 3.416 | 3.56 |
| 06-30-2009 | 3.336 | 3.538 |
| 03-31-2009 | 3.456 | 3.54 |
| 12-31-2008 | 3.805 | 3.56 |
| 09-30-2008 | 3.77 | 3.558 |
| 06-30-2008 | 3.749 | 3.533 |
| 03-31-2008 | 3.861 | 3.519 |
| 12-31-2007 | 4.642 | 3.667 |
| 09-30-2007 | 4.716 | 3.677 |
| 06-30-2007 | 4.283 | 3.662 |
| 03-31-2007 | 4.187 | 3.626 |
| 12-31-2006 | 4.277 | 3.765 |
| 09-30-2006 | 4.219 | 3.793 |
| 06-30-2006 | 4.193 | 3.805 |
| 03-31-2006 | 4.217 | 3.781 |
| 12-31-2005 | 4.178 | 3.876 |
| 09-30-2005 | 4.164 | 3.884 |
| 06-30-2005 | 4.117 | 3.873 |
| 03-31-2005 | 4.075 | 3.831 |
| 12-31-2004 | 3.942 | 3.852 |
| 09-30-2004 | 3.887 | 3.831 |
| 06-30-2004 | 3.885 | 3.815 |
| 03-31-2004 | 3.796 | 3.814 |
| 12-31-2003 | 3.986 | 3.819 |
| 09-30-2003 | 4.04 | 3.828 |
| 06-30-2003 | 4.067 | 3.842 |
| 03-31-2003 | 4.163 | 3.863 |
| 12-31-2002 | 3.978 | 3.995 |