Efficiency Ratio Over Time
Efficiency Ratio Farmers State Bank All Insured Commercial Banks in Texas
12-31-2016 72.992 66.762
09-30-2016 72.68 66.187
06-30-2016 71.376 66.286
03-31-2016 70.645 66.484
12-31-2015 70.298 67.473
09-30-2015 70.127 67.019
06-30-2015 70.791 67.62
03-31-2015 71.692 68.379
12-31-2014 71.916 67.933
09-30-2014 72.274 67.76
06-30-2014 73.061 68.348
03-31-2014 73.225 69.161
12-31-2013 72.249 70.01
09-30-2013 72.645 69.448
06-30-2013 73.49 70.111
03-31-2013 74.892 71.168
12-31-2012 71.771 70.289
09-30-2012 71.239 69.365
06-30-2012 70.074 69.7
03-31-2012 70.837 69.836
12-31-2011 76.252 71.203
09-30-2011 74.703 70.717
06-30-2011 75.886 71.672
03-31-2011 76.218 72.166
12-31-2010 72.675 72.798
09-30-2010 69.37 71.344
06-30-2010 68.556 71.672
03-31-2010 68.234 72.124
12-31-2009 69.774 72.899
09-30-2009 68.003 71.928
06-30-2009 68.829 72.628
03-31-2009 67.856 71.399
12-31-2008 67.286 70.933
09-30-2008 62.52 69.839
06-30-2008 60.593 70.152
03-31-2008 59.898 69.753
12-31-2007 61.575 68.047
09-30-2007 57.272 66.762
06-30-2007 57.877 66.933
03-31-2007 59.335 66.629
12-31-2006 62.105 66.288
09-30-2006 58.025 64.993
06-30-2006 58.981 65.249
03-31-2006 60.061 65.978
12-31-2005 67.728 67.153
09-30-2005 64.06 66.756
06-30-2005 64.959 67.031
03-31-2005 64.394 67.486
12-31-2004 70.959 69.184
09-30-2004 66.48 68.305
06-30-2004 67.539 68.807
03-31-2004 66.83 69.055
12-31-2003 71.749 69.41
09-30-2003 68.617 68.526
06-30-2003 68.138 68.452
03-31-2003 68.337 68.632
12-31-2002 69.951 67.534