Oxford University Bank
Oxford, MS — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Oxford University Bank | All Insured Commercial Banks in Mississippi |
Interest and Fees on Loans | 4,680 | 17,253 |
Income from Lease Financing Receivables | — | 3 |
— | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 13 |
Income on Loans and Leases (TE) | 4,680 | 17,289 |
Investment Interest Income (TE) | 454 | 2,808 |
Total Interest Income (TE) | 5,162 | 20,209 |
Total Interest Expense | 635 | 1,763 |
Net Interest Income (TE) | 4,527 | 18,449 |
Non-Interest Income | 561 | 5,757 |
Adjusted Operating Income (TE) | 5,088 | 24,205 |
Non-interest Expense | 3,469 | 16,370 |
Provision for Loan & Lease Losses | 140 | 563 |
Pretax Operating Income (TE) | 1,479 | 7,204 |
Pretax Net Operating Income (TE) | 1,479 | 7,253 |
Applicable Income Taxes | 437 | 1,422 |
Net Operating Income | 954 | 5,177 |
Net Income | 954 | 5,177 |
Cash Dividends Declared | 653 | 2,913 |
Retained Earnings | 301 | 1,357 |