Vitals
  • Total Assets
    123.0M 9.5 %
  • Total Deposits
    105.2M 13.5 %
  • Total Net Loans
    92.0M 6.0 %
  • Net Income
    1.9M 198.4 %
  • Book Value
    13.1M 12.3 %
  • Book Value x2
    26.2M 12.3 %
  • Book Value x3
    39.3M 12.3 %
ROAA

1.582

ROAE

15.201

Efficiency Ratio

56.764

Net Interest Margin

3.278

Balance Sheet Highlights
Financial Highlights Central Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 123,031 586,559
Total Net Loans 92,041 397,788
Total Deposits 105,225 483,997
Total Equity 13,111 60,775
Profitability
Net Income 1,910 4,381
Return on Average Assets 1.582 .706
Return on Average Equity 15.201 6.893
Net Interest Margin 3.278 3.553
Efficiency Ratio 56.764 74.427
Noninterest Income/Revenue 40.505 15.578
Balance Sheet Ratios
Loan-to-Deposit 87.471 80.705
Securities/Assets .093 .17
Total Equity/Total Assets .107 .104
Tangible Equity/Tangible Assets .107 .1
Capital Adequacy
Tier 1 Common Capital 12,794 55,412
Tier 1 Capital 12,794 55,855
Tier 2 Capital 1,217 4,271
Total Capital 14,011 60,316
Total Risk Weighted Assets 96,457 416,967
Leverage Ratio 10.25 10.155
Common Equity Tier 1 Capital Ratio 13.26 14.982
Tier 1 Capital Ratio 13.26 15.063
Total Capital Ratio 14.53 16.194

Timeline for Central Bank

Central Bank

Central Bank was established 17 years ago and is currently headquartered in Tampa, FL.

Feb 26 2007

Central Financial Holdings, Inc.

Central Financial Holdings, Inc. became a new parent organization for Central Bank.

View Profile Feb 26 2007
Relationships Role Relationship Start Relationship End
Central Financial Holdings, Inc. Parent 2/26/2007
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