The Exchange Bank Of South Carolina, Inc.
Kingstree, SC — Domestic Branch of a Domestic Bank
Acquired Jul 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Exchange Bank Of South Carolina, Inc. | All Insured Commercial Banks in South Carolina |
Interest and Fees on Loans | 2,209 | 5,789 |
Income from Lease Financing Receivables | — | 0 |
6 | 7 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 3 | 3 |
Income on Loans and Leases (TE) | 2,212 | 5,793 |
Investment Interest Income (TE) | 140 | 980 |
Total Interest Income (TE) | 2,379 | 6,808 |
Total Interest Expense | 321 | 1,715 |
Net Interest Income (TE) | 2,058 | 5,080 |
Non-Interest Income | 618 | 1,125 |
Adjusted Operating Income (TE) | 2,676 | 6,375 |
Non-interest Expense | 2,220 | 5,284 |
Provision for Loan & Lease Losses | 40 | 1,577 |
Pretax Operating Income (TE) | 416 | -127 |
Pretax Net Operating Income (TE) | 416 | -86 |
Applicable Income Taxes | 143 | 439 |
Net Operating Income | 266 | -476 |
Net Income | 266 | -476 |
Cash Dividends Declared | 150 | 68 |
Retained Earnings | 116 | -583 |