Vitals
  • Total Assets
    2.2B 2.8 %
  • Total Deposits
    2.0B 8.1 %
  • Total Net Loans
    1.8B -3.5 %
  • Net Income
  • Book Value
    144.8M -23.9 %
  • Book Value x2
    289.6M -23.9 %
  • Book Value x3
    434.3M -23.9 %
ROAA

ROAE

Efficiency Ratio

127.729

Net Interest Margin

1.755

Balance Sheet Highlights
Financial Highlights Georgian Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 2,230,230 234,676
Total Net Loans 1,772,280 166,655
Total Deposits 1,960,123 198,588
Total Equity 144,783 20,659
Profitability
Net Income — 705
Return on Average Assets — .756
Return on Average Equity — 6.813
Net Interest Margin 1.755 3.141
Efficiency Ratio 127.729 106.774
Noninterest Income/Revenue 61.984
Balance Sheet Ratios
Loan-to-Deposit 90.417 81.992
Securities/Assets .083 .17
Total Equity/Total Assets .065 .088
Tangible Equity/Tangible Assets .064 -.973
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 140,966 19,735
Tier 2 Capital 24,412 2,543
Total Capital 165,378 22,109
Total Risk Weighted Assets 1,924,998 179,855
Leverage Ratio 6.3 9.431
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 7.32 12.777
Total Capital Ratio 8.59 13.998

Timeline for Georgian Bank

Georgian Bank was acquired by 14 years

Sep 26 2009

First Citizens Bank And Trust Company, Inc.

Georgian Bank was acquired by First Citizens Bank And Trust Company, Inc. 14 years

View Profile Sep 26 2009

Georgian Bank

Georgian Bank was established 22 years ago and is currently headquartered in Atlanta, GA.

Nov 14 2001

Georgian Bancorporation, Inc.

Georgian Bancorporation, Inc. became a new parent organization for Georgian Bank.

View Profile Nov 14 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Citizens Bank And Trust Company, Inc. Buyer 8,346,821 Failure 9/26/2009
Relationships Role Relationship Start Relationship End
Georgian Bancorporation, Inc. Parent 11/14/2001 9/25/2009
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