Vitals
  • Total Assets
    2.3B -4.8 %
  • Total Deposits
    2.1B -4.8 %
  • Total Net Loans
    1.8B -0.9 %
  • Net Income
    14.8M -31.5 %
  • Book Value
    245.9M -1.5 %
  • Book Value x2
    491.8M -1.5 %
  • Book Value x3
    737.7M -1.5 %
ROAA

.603

ROAE

5.863

Efficiency Ratio

69.613

Net Interest Margin

3.545

Balance Sheet Highlights
Financial Highlights Standard Bank And Trust Company All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 2,326,795 290,894
Total Net Loans 1,830,759 191,278
Total Deposits 2,058,401 246,407
Total Equity 245,897 31,125
Profitability
Net Income 14,758 2,670
Return on Average Assets .603 .919
Return on Average Equity 5.863 8.247
Net Interest Margin 3.545 3.499
Efficiency Ratio 69.613 67.9
Noninterest Income/Revenue 22.472 16.598
Balance Sheet Ratios
Loan-to-Deposit 88.941 72.669
Securities/Assets .092 .191
Total Equity/Total Assets .106 .107
Tangible Equity/Tangible Assets .106 .103
Capital Adequacy
Tier 1 Common Capital 244,971 29,670
Tier 1 Capital 244,971 29,720
Tier 2 Capital 21,914 2,112
Total Capital 266,885 31,905
Total Risk Weighted Assets 2,127,541 212,461
Leverage Ratio 10.16 10.62
Common Equity Tier 1 Capital Ratio 11.51 16.313
Tier 1 Capital Ratio 11.51 16.329
Total Capital Ratio 12.54 17.341

Timeline for Standard Bank And Trust Company

Security Federal Bank & Trust

Acquisition: Standard Bank And Trust Company acquired a new subsidiary, Security Federal Bank & Trust, 20 years

View Profile Jun 20 2003

Boulevard, Inc., The

Boulevard, Inc., The became a new subsidiary organization for Standard Bank And Trust Company.

View Profile Jun 20 2003

Bankchicago

Acquisition: Standard Bank And Trust Company acquired a new subsidiary, Bankchicago, 21 years

View Profile Apr 15 2003

Exchange Bank

Acquisition: Standard Bank And Trust Company acquired a new subsidiary, Exchange Bank, 24 years

View Profile May 10 1999

Standard Bank And Trust Company Of Hickory Hills

Acquisition: Standard Bank And Trust Company acquired a new subsidiary, Standard Bank And Trust Company Of Hickory Hills, 31 years

View Profile Sep 19 1992

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Complete timeline for Standard Bank And Trust Company is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security Federal Bank & Trust Seller 198,852 Acquisition Discontinued 6/20/2003
Bankchicago Seller 252,137 Acquisition Discontinued 4/15/2003
Exchange Bank Seller 97,416 Pooling of Interests Discontinued 5/10/1999
Standard Bank And Trust Company Of Hickory Hills Seller 127,523 Discontinued 9/19/1992
Relationships Role Relationship Start Relationship End
Standard Bancshares, Inc. Parent 11/14/1984
Boulevard, Inc., The Subsidary 6/30/2007
Boulevard, Inc., The Subsidary 6/20/2003 6/29/2007
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